
BECU Business Cash Back Credit Card
Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Earning Rates
Earning rates
2- 1.5%
1.5% unlimited cash back on all qualifying purchases with no caps; automatically credited as a statement credit monthly
- 1.5%
Employee cards with individual spending limits at no additional cost; all employee card spend earns 1.5% cash back to the primary business account
Perks & memberships
1- No foreign fees$0 foreign transaction fees - rare on a small-business cash back card
Travel & purchase protections
4- Auto Rental Collision Damage Waiver: included via Visa business card benefits when reserved and paid with the card in the business name
- Extended warranty: doubles the original manufacturer's warranty on eligible purchases for up to one additional year on warranties of three years or less - NOT advertised on the consumer BECU Cash Back card and a structural advantage of the business variant
- Travel and Emergency Assistance Services: 24/7 hotline for medical, legal, financial, and emergency coordination
- $0 liability per Visa Zero Liability Policy; 24/7 fraud monitoring; Visa Account Updater; card lock / unlock controls
More benefits & fine print (3)ShowHide
- $0 cash advance fees
- BECU business membership required - businesses must qualify for BECU business membership before applying; eligibility open to businesses located in BECU's service area or with eligible business connections including Select Employer Groups
- Business credit reporting: BECU business credit cards typically report to commercial credit bureaus (Dun & Bradstreet, Experian Business) building business credit history; verify reporting policy at application
How we verified this card (3 sources)ShowHide
Spotted something off? Report an issue. Read our verification methodology.
See the Current Offer
Earn No welcome bonus
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.



