Editorial take: Delta SkyMiles Platinum Business American Express Card
Strong middle-tier Delta card. The annual companion certificate alone covers the $350 fee for any couple flying domestic.
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Side-by-side
Delta SkyMiles Platinum Business American Express Card vs Citi Strata Premier Card
Both are well-respected travel cards. The Delta SkyMiles Platinum Business American Express Card comes from American Express at $350/yr; the Citi Strata Premier Card from Citi at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Delta SkyMiles Platinum Business American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,130 more in estimated value) than the Citi Strata Premier Card's. Get the Delta SkyMiles Platinum Business American Express Card first; revisit the Citi Strata Premier Card after you've earned that bonus.
| Feature | Delta SkyMiles Platinum Business American Express Card | Citi Strata Premier Card |
|---|---|---|
| Annual fee | $350 | $95 |
| Sign-up bonus | 100,000 miles | Not advertised |
| Bonus value (est.) | $1,130 | - |
| Min spend to unlock bonus | $10,000 in 6 mo | - |
| Issuer | American Express | Citi |
| Card category | airline | travel |
| Best earning category (Delta) | 3x | 1x |
| Transfer partners | None | citi-ty |
| Headline benefits |
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Read the full review
Delta SkyMiles Platinum Business American Express Card
$350/yr · 100,000 miles
Read the full review
Citi Strata Premier Card
$95/yr ·
Editorial take: Citi Strata Premier Card
A strong mid-tier card with the late-2024 refresh adding 10x on CitiTravel.com and EV charging to the 3x grid. The $100 hotel benefit and 19 transfer partners (Avianca, Flying Blue, Turkish, Virgin Atlantic, Wyndham) make it competitive with Sapphire Preferred at the same $95 fee.
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Business American Express Card or Citi Strata Premier Card?
- The Delta SkyMiles Platinum Business American Express Card has a public bonus (100,000 miles, worth roughly $1,130), while the Citi Strata Premier Card doesn't advertise one right now.
- Is the Delta SkyMiles Platinum Business American Express Card's $350 annual fee worth it compared to the Citi Strata Premier Card?
- At $350/yr, the Delta SkyMiles Platinum Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi Strata Premier Card's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Business American Express Card and Citi Strata Premier Card?
- Yes, since they're from different issuers (American Express and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Business American Express Card or the Citi Strata Premier Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Business American Express Card: $10,000 spend in 6 months. Citi Strata Premier Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.