Editorial take: Delta SkyMiles Platinum Business American Express Card
Strong middle-tier Delta card. The annual companion certificate alone covers the $350 fee for any couple flying domestic.
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Side-by-side
Delta SkyMiles Platinum Business American Express Card vs Citi / AAdvantage Executive World Elite Mastercard
Both are airline travel cards. The Delta SkyMiles Platinum Business American Express Card comes from American Express at $350/yr; the Citi / AAdvantage Executive World Elite Mastercard from Citi at $695/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Delta SkyMiles Platinum Business American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,130 more in estimated value) than the Citi / AAdvantage Executive World Elite Mastercard's. Get the Delta SkyMiles Platinum Business American Express Card first; revisit the Citi / AAdvantage Executive World Elite Mastercard after you've earned that bonus.
| Feature | Delta SkyMiles Platinum Business American Express Card | Citi / AAdvantage Executive World Elite Mastercard |
|---|---|---|
| Annual fee | $350 | $695 |
| Sign-up bonus | 100,000 miles | Not advertised |
| Bonus value (est.) | $1,130 | - |
| Min spend to unlock bonus | $10,000 in 6 mo | - |
| Issuer | American Express | Citi |
| Card category | airline | airline |
| Best earning category (Delta) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Delta SkyMiles Platinum Business American Express Card
$350/yr · 100,000 miles
Read the full review
Citi / AAdvantage Executive World Elite Mastercard
$695/yr ·
Editorial take: Citi / AAdvantage Executive World Elite Mastercard
Pure Admirals Club access card. If you spend more than ~$850/year on lounge passes or visit AA hubs frequently, the $695 fee is a layup. The 2024 refresh added ~$360/year in Lyft/Grubhub/Avis credits that often go unclaimed, plus the free checked bag for 9 travelers is undersold for family travelers.
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Business American Express Card or Citi / AAdvantage Executive World Elite Mastercard?
- The Delta SkyMiles Platinum Business American Express Card has a public bonus (100,000 miles, worth roughly $1,130), while the Citi / AAdvantage Executive World Elite Mastercard doesn't advertise one right now.
- Is the Delta SkyMiles Platinum Business American Express Card's $350 annual fee worth it compared to the Citi / AAdvantage Executive World Elite Mastercard?
- At $350/yr, the Delta SkyMiles Platinum Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi / AAdvantage Executive World Elite Mastercard's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Business American Express Card and Citi / AAdvantage Executive World Elite Mastercard?
- Yes, since they're from different issuers (American Express and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Business American Express Card or the Citi / AAdvantage Executive World Elite Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Business American Express Card: $10,000 spend in 6 months. Citi / AAdvantage Executive World Elite Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.