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Delta SkyMiles Platinum Business American Express Card vs World of Hyatt Credit Card

Both are well-respected travel cards. The Delta SkyMiles Platinum Business American Express Card comes from American Express at $350/yr; the World of Hyatt Credit Card from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the World of Hyatt Credit Card, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureDelta SkyMiles Platinum Business American Express CardWorld of Hyatt Credit Card
Annual fee$350$95
Sign-up bonus100,000 milesUp to 60,000 Bonus Points
Bonus value (est.)$840$1,020
Min spend to unlock bonus$8,000 in 6 mo-
IssuerAmerican ExpressChase
Card categoryairlinehotel
Best earning category (Delta)3x1x
Transfer partnersNoneNone
Headline benefits
  • Annual companion cert
  • Free bag for 9 travelers
  • Sky Club at $50/visit
  • $10/mo resy credit
  • Free night yearly at a Category 1-4 Hyatt (anniversary)
  • Extra Category 1-4 free night after $15,000 spend in a calendar year
  • Automatic World of Hyatt Discoverist status
  • Up to 9x points at Hyatt; 2x dining, airlines, transit, fitness
Read the full review
Delta SkyMiles Platinum Business American Express Card
$350/yr · 100,000 miles
Read the full review
World of Hyatt Credit Card
$95/yr · Up to 60,000 Bonus Points

Editorial take: Delta SkyMiles Platinum Business American Express Card

Strong middle-tier Delta card. The annual companion certificate alone covers the $350 fee for any couple flying domestic. Sky Club access at member rate is also better than nothing.

Editorial take: World of Hyatt Credit Card

The anniversary free night at a Category 1-4 Hyatt easily covers the $95 fee, even a Category 1 Hyatt Place clears it. If you stay at any Hyatt once a year, this card pays for itself.

Common questions

Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Business American Express Card or World of Hyatt Credit Card?
The World of Hyatt Credit Card has the bigger bonus, Up to 60,000 Bonus Points, worth roughly $1,020, versus 100,000 miles (~$840) on the Delta SkyMiles Platinum Business American Express Card.
Is the Delta SkyMiles Platinum Business American Express Card's $350 annual fee worth it compared to the World of Hyatt Credit Card?
At $350/yr, the Delta SkyMiles Platinum Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the World of Hyatt Credit Card's, pick the one whose perks you'll actually use.
Can I have both the Delta SkyMiles Platinum Business American Express Card and World of Hyatt Credit Card?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Delta SkyMiles Platinum Business American Express Card or the World of Hyatt Credit Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Business American Express Card: $8,000 spend in 6 months. World of Hyatt Credit Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.