Editorial take: Delta SkyMiles Platinum Business American Express Card
Strong middle-tier Delta card. The annual companion certificate alone covers the $350 fee for any couple flying domestic.
All credit cards
Side-by-side
Delta SkyMiles Platinum Business American Express Card vs Chase Sapphire Preferred
Both are well-respected travel cards. The Delta SkyMiles Platinum Business American Express Card comes from American Express at $350/yr; the Chase Sapphire Preferred from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Chase Sapphire Preferred, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Delta SkyMiles Platinum Business American Express Card | Chase Sapphire Preferred |
|---|---|---|
| Annual fee | $350 | $95 |
| Sign-up bonus | 100,000 miles | 75,000 points |
| Bonus value (est.) | $1,130 | $1,298 |
| Min spend to unlock bonus | $10,000 in 6 mo | $5,000 in 3 mo |
| Issuer | American Express | Chase |
| Card category | airline | travel |
| Best earning category (Delta) | 3x | 1x |
| Transfer partners | None | chase-ur |
| Headline benefits |
|
|
Read the full review
Delta SkyMiles Platinum Business American Express Card
$350/yr · 100,000 miles
Read the full review
Chase Sapphire Preferred
$95/yr · 75,000 points
Editorial take: Chase Sapphire Preferred
The best starter travel card, period. Transferable points, solid bonus categories, and a low annual fee make this the card we recommend to almost everyone getting into the points game. Note: the 10% anniversary points bonus sunsets October 1, 2026.
Common questions
- Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Business American Express Card or Chase Sapphire Preferred?
- The Chase Sapphire Preferred has the bigger bonus, 75,000 points, worth roughly $1,298, versus 100,000 miles (~$1,130) on the Delta SkyMiles Platinum Business American Express Card.
- Is the Delta SkyMiles Platinum Business American Express Card's $350 annual fee worth it compared to the Chase Sapphire Preferred?
- At $350/yr, the Delta SkyMiles Platinum Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Sapphire Preferred's, pick the one whose perks you'll actually use.
- Can I have both the Delta SkyMiles Platinum Business American Express Card and Chase Sapphire Preferred?
- Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Delta SkyMiles Platinum Business American Express Card or the Chase Sapphire Preferred first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Business American Express Card: $10,000 spend in 6 months. Chase Sapphire Preferred: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.