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Side-by-side

Delta SkyMiles Platinum Business American Express Card vs IHG One Rewards Premier Business

Both are well-respected travel cards. The Delta SkyMiles Platinum Business American Express Card comes from American Express at $350/yr; the IHG One Rewards Premier Business from Chase at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Delta SkyMiles Platinum Business American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($840 more in estimated value) than the IHG One Rewards Premier Business's. Get the Delta SkyMiles Platinum Business American Express Card first; revisit the IHG One Rewards Premier Business after you've earned that bonus.

FeatureDelta SkyMiles Platinum Business American Express CardIHG One Rewards Premier Business
Annual fee$350$99
Sign-up bonus70,000 miles140,000 Bonus Points
Bonus value (est.)$840-
Min spend to unlock bonus$6,000 in 6 mo$4,000 in 3 mo
IssuerAmerican ExpressChase
Card categoryairlinetravel
Best earning category (Delta)3x1x
Transfer partnersNoneNone
Headline benefits
  • Annual companion cert
  • Free bag for 9 travelers
  • Sky Club at $50/visit
  • $10/mo resy credit
    Read the full review
    Delta SkyMiles Platinum Business American Express Card
    $350/yr · 70,000 miles
    Read the full review
    IHG One Rewards Premier Business
    $99/yr · 140,000 Bonus Points

    Editorial take: Delta SkyMiles Platinum Business American Express Card

    Strong middle-tier Delta card. The annual companion certificate alone covers the $350 fee for any couple flying domestic. Sky Club access at member rate is also better than nothing.

    Editorial take: IHG One Rewards Premier Business

    Common questions

    Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Business American Express Card or IHG One Rewards Premier Business?
    The Delta SkyMiles Platinum Business American Express Card has a public bonus (70,000 miles, worth roughly $840), while the IHG One Rewards Premier Business doesn't advertise one right now.
    Is the Delta SkyMiles Platinum Business American Express Card's $350 annual fee worth it compared to the IHG One Rewards Premier Business?
    At $350/yr, the Delta SkyMiles Platinum Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the IHG One Rewards Premier Business's, pick the one whose perks you'll actually use.
    Can I have both the Delta SkyMiles Platinum Business American Express Card and IHG One Rewards Premier Business?
    Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Delta SkyMiles Platinum Business American Express Card or the IHG One Rewards Premier Business first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Business American Express Card: $6,000 spend in 6 months. IHG One Rewards Premier Business: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.