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Delta SkyMiles Platinum Business American Express Card vs Atmos Rewards Visa Signature Business Card

Both are well-respected travel cards. The Delta SkyMiles Platinum Business American Express Card comes from American Express at $350/yr; the Atmos Rewards Visa Signature Business Card from Bank of America at $70/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the Atmos Rewards Visa Signature Business Card, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureDelta SkyMiles Platinum Business American Express CardAtmos Rewards Visa Signature Business Card
Annual fee$350$70
Sign-up bonus70,000 miles70,000 points + $99 Companion Fare
Bonus value (est.)$791$1,120
Min spend to unlock bonus$6,000 in 6 mo$4,000 in 3 mo
IssuerAmerican ExpressBank of America
Card categoryairlinetravel
Best earning category (Delta)3x1x
Transfer partnersNoneNone
Headline benefits
  • Annual companion cert
  • Free bag for 9 travelers
  • Sky Club at $50/visit
  • $10/mo resy credit
    Read the full review
    Delta SkyMiles Platinum Business American Express Card
    $350/yr · 70,000 miles
    Read the full review
    Atmos Rewards Visa Signature Business Card
    $70/yr · 70,000 points + $99 Companion Fare

    Editorial take: Delta SkyMiles Platinum Business American Express Card

    Strong middle-tier Delta card. The annual companion certificate alone covers the $350 fee for any couple flying domestic. Sky Club access at member rate is also better than nothing.

    Editorial take: Atmos Rewards Visa Signature Business Card

    Common questions

    Which card has the bigger sign-up bonus, Delta SkyMiles Platinum Business American Express Card or Atmos Rewards Visa Signature Business Card?
    The Atmos Rewards Visa Signature Business Card has the bigger bonus, 70,000 points + $99 Companion Fare, worth roughly $1,120, versus 70,000 miles (~$791) on the Delta SkyMiles Platinum Business American Express Card.
    Is the Delta SkyMiles Platinum Business American Express Card's $350 annual fee worth it compared to the Atmos Rewards Visa Signature Business Card?
    At $350/yr, the Delta SkyMiles Platinum Business American Express Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Atmos Rewards Visa Signature Business Card's, pick the one whose perks you'll actually use.
    Can I have both the Delta SkyMiles Platinum Business American Express Card and Atmos Rewards Visa Signature Business Card?
    Yes, since they're from different issuers (American Express and Bank of America) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Delta SkyMiles Platinum Business American Express Card or the Atmos Rewards Visa Signature Business Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Delta SkyMiles Platinum Business American Express Card: $6,000 spend in 6 months. Atmos Rewards Visa Signature Business Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.