Blue Business Cash Card from American Express vs Hilton Honors American Express Aspire

Common questions

Which card has the bigger sign-up bonus, Blue Business Cash Card from American Express or Hilton Honors American Express Aspire?

The Hilton Honors American Express Aspire has the bigger bonus, 175,000 points, worth roughly $875, versus $250 statement credit (~$250) on the Blue Business Cash Card from American Express.

Is the Blue Business Cash Card from American Express's $0 annual fee worth it compared to the Hilton Honors American Express Aspire?

The Blue Business Cash Card from American Express has no annual fee, so the question is whether the Hilton Honors American Express Aspire's $550 fee is justified by its perks. If you'll use enough of the Hilton Honors American Express Aspire's benefits to clear $550 in value annually, it's worth it; otherwise stick with the Blue Business Cash Card from American Express.

Can I have both the Blue Business Cash Card from American Express and Hilton Honors American Express Aspire?

Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Blue Business Cash Card from American Express or the Hilton Honors American Express Aspire first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Cash Card from American Express: $3,000 spend in 3 months. Hilton Honors American Express Aspire: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.