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Side-by-side

Blue Business Cash Card from American Express vs Delta SkyMiles Gold American Express Card

Both are well-respected travel cards. The Blue Business Cash Card from American Express comes from American Express at $0/yr; the Delta SkyMiles Gold American Express Card from American Express at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Delta SkyMiles Gold American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($710 more in estimated value) than the Blue Business Cash Card from American Express's. Get the Delta SkyMiles Gold American Express Card first; revisit the Blue Business Cash Card from American Express after you've earned that bonus.

FeatureBlue Business Cash Card from American ExpressDelta SkyMiles Gold American Express Card
Annual fee$0$150
Sign-up bonus$250 statement credit80,000 bonus miles
Bonus value (est.)$250$960
Min spend to unlock bonus$3,000 in 3 mo$3,000 in 6 mo
IssuerAmerican ExpressAmerican Express
Card categorybusinessairline
Best earning category (All_purchases_first_50k_per_year)2x1x
Transfer partnersNoneNone
Headline benefits
  • 2% cash back up to $50K/yr
  • $0 annual fee
  • 0% intro APR 12 months
  • Auto-credited to statement
  • Free first checked bag
  • $200 Delta flight credit
  • Priority boarding
  • 2x on restaurants & groceries
Read the full review
Blue Business Cash Card from American Express
$0/yr · $250 statement credit
Read the full review
Delta SkyMiles Gold American Express Card
$150/yr · 80,000 bonus miles

Editorial take: Blue Business Cash Card from American Express

The cash-back twin of the Blue Business Plus. Same 2% catch-all up to $50K/year, but you get automatic statement credit instead of Membership Rewards points. Simpler for businesses that don't want to manage a points balance; less ceiling than the Plus for transfer-partner redemptions.

Editorial take: Delta SkyMiles Gold American Express Card

A good choice for Delta loyalists. The free checked bag and $200 flight credit easily offset the $150 annual fee if you fly Delta a few times a year.

Common questions

Which card has the bigger sign-up bonus, Blue Business Cash Card from American Express or Delta SkyMiles Gold American Express Card?
The Delta SkyMiles Gold American Express Card has the bigger bonus, 80,000 bonus miles, worth roughly $960, versus $250 statement credit (~$250) on the Blue Business Cash Card from American Express.
Is the Blue Business Cash Card from American Express's $0 annual fee worth it compared to the Delta SkyMiles Gold American Express Card?
The Blue Business Cash Card from American Express has no annual fee, so the question is whether the Delta SkyMiles Gold American Express Card's $150 fee is justified by its perks. If you'll use enough of the Delta SkyMiles Gold American Express Card's benefits to clear $150 in value annually, it's worth it; otherwise stick with the Blue Business Cash Card from American Express.
Can I have both the Blue Business Cash Card from American Express and Delta SkyMiles Gold American Express Card?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Blue Business Cash Card from American Express or the Delta SkyMiles Gold American Express Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Cash Card from American Express: $3,000 spend in 3 months. Delta SkyMiles Gold American Express Card: $3,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.