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Blue Business Cash Card from American Express vs World of Hyatt Credit Card

Both are well-respected travel cards. The Blue Business Cash Card from American Express comes from American Express at $0/yr; the World of Hyatt Credit Card from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the World of Hyatt Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($770 more in estimated value) than the Blue Business Cash Card from American Express's. Get the World of Hyatt Credit Card first; revisit the Blue Business Cash Card from American Express after you've earned that bonus.

FeatureBlue Business Cash Card from American ExpressWorld of Hyatt Credit Card
Annual fee$0$95
Sign-up bonus$250 statement creditUp to 60,000 Bonus Points
Bonus value (est.)$250$1,020
Min spend to unlock bonus$3,000 in 3 mo-
IssuerAmerican ExpressChase
Card categorybusinesshotel
Best earning category (All_purchases_first_50k_per_year)2x1x
Transfer partnersNoneNone
Headline benefits
  • 2% cash back up to $50K/yr
  • $0 annual fee
  • 0% intro APR 12 months
  • Auto-credited to statement
  • 9x at Hyatt properties
  • Free Cat 1-4 night every year
  • Automatic Discoverist
  • $95 fee
Read the full review
Blue Business Cash Card from American Express
$0/yr · $250 statement credit
Read the full review
World of Hyatt Credit Card
$95/yr · Up to 60,000 Bonus Points

Editorial take: Blue Business Cash Card from American Express

The cash-back twin of the Blue Business Plus. Same 2% catch-all up to $50K/year, but you get automatic statement credit instead of Membership Rewards points. Simpler for businesses that don't want to manage a points balance; less ceiling than the Plus for transfer-partner redemptions.

Editorial take: World of Hyatt Credit Card

The anniversary free night at a Category 1-4 Hyatt easily covers the $95 fee, even a Category 1 Hyatt Place clears it. If you stay at any Hyatt once a year, this card pays for itself.

Common questions

Which card has the bigger sign-up bonus, Blue Business Cash Card from American Express or World of Hyatt Credit Card?
The World of Hyatt Credit Card has the bigger bonus, Up to 60,000 Bonus Points, worth roughly $1,020, versus $250 statement credit (~$250) on the Blue Business Cash Card from American Express.
Is the Blue Business Cash Card from American Express's $0 annual fee worth it compared to the World of Hyatt Credit Card?
The Blue Business Cash Card from American Express has no annual fee, so the question is whether the World of Hyatt Credit Card's $95 fee is justified by its perks. If you'll use enough of the World of Hyatt Credit Card's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Blue Business Cash Card from American Express.
Can I have both the Blue Business Cash Card from American Express and World of Hyatt Credit Card?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Blue Business Cash Card from American Express or the World of Hyatt Credit Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Cash Card from American Express: $3,000 spend in 3 months. World of Hyatt Credit Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.