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Side-by-side

Blue Business Cash Card from American Express vs British Airways Visa Signature

Both are well-respected travel cards. The Blue Business Cash Card from American Express comes from American Express at $0/yr; the British Airways Visa Signature from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the British Airways Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($800 more in estimated value) than the Blue Business Cash Card from American Express's. Get the British Airways Visa Signature first; revisit the Blue Business Cash Card from American Express after you've earned that bonus.

FeatureBlue Business Cash Card from American ExpressBritish Airways Visa Signature
Annual fee$0$95
Sign-up bonus$250 statement credit75,000 Bonus Avios
Bonus value (est.)$250$1,050
Min spend to unlock bonus$3,000 in 3 mo$5,000 in 3 mo
IssuerAmerican ExpressChase
Card categorybusinesstravel
Best earning category (All_purchases_first_50k_per_year)2x1x
Transfer partnersNoneNone
Headline benefits
  • 2% cash back up to $50K/yr
  • $0 annual fee
  • 0% intro APR 12 months
  • Auto-credited to statement
  • 75k Avios bonus
  • Travel Together ticket at $30k
  • No foreign tx fees
  • Great for short-haul AA
Read the full review
Blue Business Cash Card from American Express
$0/yr · $250 statement credit
Read the full review
British Airways Visa Signature
$95/yr · 75,000 Bonus Avios

Editorial take: Blue Business Cash Card from American Express

The cash-back twin of the Blue Business Plus. Same 2% catch-all up to $50K/year, but you get automatic statement credit instead of Membership Rewards points. Simpler for businesses that don't want to manage a points balance; less ceiling than the Plus for transfer-partner redemptions.

Editorial take: British Airways Visa Signature

Avios shine on short-haul AA flights (7,500 miles each way under 1,150 miles). The Travel Together ticket is amazing but requires $30k spend per year, only worth it if you already hit that.

Common questions

Which card has the bigger sign-up bonus, Blue Business Cash Card from American Express or British Airways Visa Signature?
The British Airways Visa Signature has the bigger bonus, 75,000 Bonus Avios, worth roughly $1,050, versus $250 statement credit (~$250) on the Blue Business Cash Card from American Express.
Is the Blue Business Cash Card from American Express's $0 annual fee worth it compared to the British Airways Visa Signature?
The Blue Business Cash Card from American Express has no annual fee, so the question is whether the British Airways Visa Signature's $95 fee is justified by its perks. If you'll use enough of the British Airways Visa Signature's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Blue Business Cash Card from American Express.
Can I have both the Blue Business Cash Card from American Express and British Airways Visa Signature?
Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Blue Business Cash Card from American Express or the British Airways Visa Signature first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Cash Card from American Express: $3,000 spend in 3 months. British Airways Visa Signature: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.