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Side-by-side

Blue Business Cash Card from American Express vs Wyndham Rewards Earner Plus Card

Both are well-respected travel cards. The Blue Business Cash Card from American Express comes from American Express at $0/yr; the Wyndham Rewards Earner Plus Card from Barclays at $75/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureBlue Business Cash Card from American ExpressWyndham Rewards Earner Plus Card
Annual fee$0$75
Sign-up bonus$250 statement credit45,000 points
Bonus value (est.)$250$450
Min spend to unlock bonus$3,000 in 3 mo$1,000 in 3 mo
IssuerAmerican ExpressBarclays
Card categorybusinesshotel
Best earning category (All_purchases_first_50k_per_year)2x1x
Transfer partnersNoneNone
Headline benefits
  • 2% cash back up to $50K/yr
  • $0 annual fee
  • 0% intro APR 12 months
  • Auto-credited to statement
  • 7,500 anniversary points
  • Platinum status
  • Vacasa redemptions
  • 4x gas + groceries
Read the full review
Blue Business Cash Card from American Express
$0/yr · $250 statement credit
Read the full review
Wyndham Rewards Earner Plus Card
$75/yr · 45,000 points

Editorial take: Blue Business Cash Card from American Express

The cash-back twin of the Blue Business Plus. Same 2% catch-all up to $50K/year, but you get automatic statement credit instead of Membership Rewards points. Simpler for businesses that don't want to manage a points balance; less ceiling than the Plus for transfer-partner redemptions.

Editorial take: Wyndham Rewards Earner Plus Card

Underrated card for Vacasa rentals and Caesars properties (which take Wyndham points). The 7,500 anniversary points alone (~$75 in value) make the fee a wash; Platinum status adds late checkout and 15% bonus.

Common questions

Which card has the bigger sign-up bonus, Blue Business Cash Card from American Express or Wyndham Rewards Earner Plus Card?
The Wyndham Rewards Earner Plus Card has the bigger bonus, 45,000 points, worth roughly $450, versus $250 statement credit (~$250) on the Blue Business Cash Card from American Express.
Is the Blue Business Cash Card from American Express's $0 annual fee worth it compared to the Wyndham Rewards Earner Plus Card?
The Blue Business Cash Card from American Express has no annual fee, so the question is whether the Wyndham Rewards Earner Plus Card's $75 fee is justified by its perks. If you'll use enough of the Wyndham Rewards Earner Plus Card's benefits to clear $75 in value annually, it's worth it; otherwise stick with the Blue Business Cash Card from American Express.
Can I have both the Blue Business Cash Card from American Express and Wyndham Rewards Earner Plus Card?
Yes, since they're from different issuers (American Express and Barclays) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Blue Business Cash Card from American Express or the Wyndham Rewards Earner Plus Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Cash Card from American Express: $3,000 spend in 3 months. Wyndham Rewards Earner Plus Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.