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Side-by-side

Blue Business Cash Card from American Express vs Delta SkyMiles Platinum Amex

Both are well-respected travel cards. The Blue Business Cash Card from American Express comes from American Express at $0/yr; the Delta SkyMiles Platinum Amex from American Express at $350/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Delta SkyMiles Platinum Amex is the stronger pick today, the sign-up bonus is meaningfully larger ($740 more in estimated value) than the Blue Business Cash Card from American Express's. Get the Delta SkyMiles Platinum Amex first; revisit the Blue Business Cash Card from American Express after you've earned that bonus.

FeatureBlue Business Cash Card from American ExpressDelta SkyMiles Platinum Amex
Annual fee$0$350
Sign-up bonus$250 statement credit90,000 miles
Bonus value (est.)$250$990
Min spend to unlock bonus$3,000 in 3 mo-
IssuerAmerican ExpressAmerican Express
Card categorybusinesstravel
Best earning category (All_purchases_first_50k_per_year)2x1x
Transfer partnersNoneNone
Headline benefits
  • 2% cash back up to $50K/yr
  • $0 annual fee
  • 0% intro APR 12 months
  • Auto-credited to statement
  • Companion certificate annually
  • 3x on Delta + hotels
  • Free checked bag
  • Main Cabin 1 priority
Read the full review
Blue Business Cash Card from American Express
$0/yr · $250 statement credit
Read the full review
Delta SkyMiles Platinum Amex
$350/yr · 90,000 miles

Editorial take: Blue Business Cash Card from American Express

The cash-back twin of the Blue Business Plus. Same 2% catch-all up to $50K/year, but you get automatic statement credit instead of Membership Rewards points. Simpler for businesses that don't want to manage a points balance; less ceiling than the Plus for transfer-partner redemptions.

Editorial take: Delta SkyMiles Platinum Amex

The companion certificate alone usually covers the annual fee on a single trip. If you fly Delta domestically at least once a year with a partner, this is worth it.

Common questions

Which card has the bigger sign-up bonus, Blue Business Cash Card from American Express or Delta SkyMiles Platinum Amex?
The Delta SkyMiles Platinum Amex has the bigger bonus, 90,000 miles, worth roughly $990, versus $250 statement credit (~$250) on the Blue Business Cash Card from American Express.
Is the Blue Business Cash Card from American Express's $0 annual fee worth it compared to the Delta SkyMiles Platinum Amex?
The Blue Business Cash Card from American Express has no annual fee, so the question is whether the Delta SkyMiles Platinum Amex's $350 fee is justified by its perks. If you'll use enough of the Delta SkyMiles Platinum Amex's benefits to clear $350 in value annually, it's worth it; otherwise stick with the Blue Business Cash Card from American Express.
Can I have both the Blue Business Cash Card from American Express and Delta SkyMiles Platinum Amex?
Yes, though both are issued by American Express so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Blue Business Cash Card from American Express or the Delta SkyMiles Platinum Amex first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Blue Business Cash Card from American Express: $3,000 spend in 3 months. Delta SkyMiles Platinum Amex: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.