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4th Night Free

IHG Premier 4th-Night-Free Benefit

Definition

IHG One Rewards benefit: book 4 award nights with the IHG Premier card and the cheapest night is free. Effectively a 25% discount.

Why it matters

Only works with the IHG Premier card on file. Auto-applies at checkout. Essential for any IHG award stay 4+ nights, without it, IHG points are not competitive.

Related terms in feature

5th Night Free

Marriott Bonvoy and Hilton Honors benefit: book 5 award nights and the cheapest night is free. Effectively a 20% discount on long-stay redemptions.

Annual Credit

A dollar credit on specific purchases that resets each card-membership year. Examples: Amex Platinum $200 airline credit, Amex Gold $120 dining credit.

Concierge

A phone or chat service available on premium credit cards (Amex Platinum, Chase Sapphire Reserve, Visa Infinite) that handles bookings, recommendations, and problem-solving.