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5th Night Free
5th-Night-Free Award Benefit
Definition
Marriott Bonvoy and Hilton Honors benefit: book 5 award nights and the cheapest night is free. Effectively a 20% discount on long-stay redemptions.
Why it matters
Auto-applied at checkout. Stacks with off-peak pricing on Marriott. Use during honeymoons, weekly resort stays, or any 5+ night award booking, meaningful CPP boost.
Related terms in feature
4th Night Free
IHG One Rewards benefit: book 4 award nights with the IHG Premier card and the cheapest night is free. Effectively a 25% discount.
Annual Credit
A dollar credit on specific purchases that resets each card-membership year. Examples: Amex Platinum $200 airline credit, Amex Gold $120 dining credit.
Concierge
A phone or chat service available on premium credit cards (Amex Platinum, Chase Sapphire Reserve, Visa Infinite) that handles bookings, recommendations, and problem-solving.