U.S. Bank Altitude Connect Visa Signature Card
Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Earning Rates
Earning rates
7- 5xlodging
Earn 5X points (1 base + 4 bonus) per $1 on prepaid hotel and car rental reservations booked directly through the U.S. Bank Altitude Rewards Center Travel Center when paid with this card; these prepaid Travel Center bookings are not classified as a travel-category merchant transaction and so do not also earn the 4X travel bonus (per U.S. Bank Altitude Connect product page footnote 2 earnings disclosure)
- 4xlodging
Earn 4X points (1 base + 3 bonus) per $1 on travel-category purchases made directly with airlines, hotels, car rental agencies, taxicabs, limousines, passenger trains, and cruise line companies; this earning is uncapped (per U.S. Bank Altitude Connect product page footnote 2 earnings disclosure)
- 4xgroceries
Earn 4X points (1 base + 3 bonus) per $1 at gas stations and EV charging stations on the first $1,000 in combined purchases each calendar quarter, then 1X thereafter; discount stores, supercenters, wholesale clubs, and grocery stores that sell fuel are excluded from the 4X gas/EV bonus and earn only 1X (per U.S. Bank Altitude Connect product page footnote 2 earnings disclosure)
- 2xdining
Earn 2X points (1 base + 1 bonus) per $1 at restaurants, fast-food restaurants, and bars; the dining bonus is uncapped (per U.S. Bank Altitude Connect product page footnote 2 earnings disclosure)
- 2xgroceries
Earn 2X points per $1 at grocery stores and supermarkets; wholesale clubs and discount stores/supercenters like Target and Walmart are excluded and earn only 1X point (per U.S. Bank Altitude Connect product page footnote 2 earnings disclosure)
- 2xstreaming
Earn 2X points per $1 on qualifying streaming subscription services per the U.S. Bank Altitude Connect Program Rules official list of streaming merchants (per U.S. Bank Altitude Connect product page footnote 2 and rewards.usbank.com Program Rules link)
- 1xeverything else
Earn 1X point per $1 on all other eligible net Purchases that don't fall into a bonus category (per U.S. Bank Altitude Connect product page footnote 2 earnings disclosure)
Statement credits
6- $25Global Entry / TSA PreCheck application fee creditYearly
Up to $100 statement credit toward Global Entry or TSA PreCheck application fee, once every four years (amortized $25/yr)
- Altitude Points redemption value is capped at 1 cent per point for redemptions into travel through the Altitude Rewards Center, a deposit to an eligible U.S. Bank account, statement credit, merchandise, gift cards, or charity, with the maximum 1 cent per point value applying specifically to U.S. Bank account deposits and travel; other redemption options can deliver lower per-point value (per U.S. Bank Altitude Connect product page footnote 9 maximum point value disclosure and Upgraded Points review noting Award redemptions are capped at 1 cent per point)
- No transfer partners
No transfer partners: Altitude Connect points cannot be transferred to any airline or hotel loyalty program; this is a redemption-style program and all value is captured at the 1 cent per point cap through travel, deposit, gift card, merchandise, statement credit, or charity (per U.S. Bank Altitude Connect product page Choose from rewards options like a deposit, travel, merchandise, charity, gift cards list and Upgraded Points review confirming no transfer partners)
- Real-Time Rewards
Real-Time Rewards: after enrolling your Altitude Connect Card, make an eligible purchase and receive an SMS asking if you want to redeem points immediately for that purchase; reply REDEEM to apply enough points to cover the entire purchase as a statement credit on your monthly billing statement (per U.S. Bank Altitude Connect product page FAQ Is my Altitude Connect Card eligible for Real-Time Rewards)
- $100Up to $100 statement credit toward the Global Entry application fee, or toward the TSA PreCheck application fee, once every four years when you pay the application fee with your Altitude Connect Card; statement credit posts within 1-2 billing cycles (per U.S. Bank Altitude Connect product page footnote 4 TSA PreCheck/Global Entry disclosure and Visa Signature Guide to Benefits TSA PreCheck or Global Entry Statement Credit section)
- $100Annual TSA PreCheck / Global Entry credit interval
Annual TSA PreCheck / Global Entry credit interval: the credit on this card is up to $100 once every FOUR years (not annual), as stated in the Visa Signature Guide to Benefits for this card (per Altitude Connect Guide to Benefits TSA PreCheck or Global Entry Statement Credit Receive up to $100 in statement credits towards your application fee once every four years language)
Perks & memberships
10- Card networkExisting or previous U.S. Bank Altitude Connect Visa Signature cardmembers are not eligible for the welcome bonus if they have received a new account bonus for this product in the last five years (per U.S. Bank Altitude Connect product page footnote 1)
- Redemption100% charity match: when you redeem points for a monetary charitable contribution through the Altitude Rewards Center, U.S. Bank will match your point redemption at 100% (per U.S. Bank Altitude Connect product page FAQ What rewards can I redeem with my points)
- Points longevityPoints do not expire as long as your account remains active; however per the rewards disclosure points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles (per U.S. Bank Altitude Connect product page FAQ Do points expire and footnote 9 expiration language)
- Lounge accessComplimentary 12-month Priority Pass Select membership with 4 free annual lounge visits: enroll at prioritypass.com/usbankaltitudeconnect to receive a Priority Pass Select membership giving you and accompanying guests access to over 1,300 airport VIP lounges and Priority Pass experiences worldwide; the standard $99 membership fee is waived but each visit beyond your 4 complimentary visits per membership year is charged at the Priority Pass non-member rate (currently $35 per person per visit including guests) and authorized users are not eligible to enroll separately (per U.S. Bank Altitude Connect product page footnote 3, Altitude Connect Guide to Benefits Priority Pass Select section, and Upgraded Points review confirming 4 free Priority Pass visits per year)
- Lounge accessSmartDelay airport lounge access on delayed flights: register your eligible flight at altitudeconnect.smartdelay.com and if your covered flight is delayed beyond the SmartDelay qualifying window, you and registered companions receive complimentary airport lounge access at participating airports during the delay (per U.S. Bank Altitude Connect product page footnote 5 SmartDelay registration link altitudeconnect.smartdelay.com)
- ConciergeVisa Signature Concierge: complimentary 24/7 Visa Signature Concierge service at (800) 953-7392 (or +1-630-350-4551 collect from outside the U.S.) for help with tickets to sports and entertainment events, travel bookings, dinner reservations, gift sourcing, and more; cardholder is responsible for the cost of any purchases or arrangements made on their behalf (per Altitude Connect Guide to Benefits Visa Signature Concierge section and visasignatureconcierge.com)
- Hotel benefitVisa Signature Luxury Hotel Collection: access to special on-property benefits at over 900 hand-selected luxury hotels worldwide when booked through the Visa Signature Luxury Hotel Collection, typically including automatic room upgrade upon arrival when available, complimentary in-room Wi-Fi, complimentary daily continental breakfast for two, a food or beverage credit at the hotel, and late checkout (per Altitude Connect Guide to Benefits Visa Signature Travel and Luxury Hotel Collection section)
- Card networkEmergency Card Replacement and Emergency Cash Disbursement: 24/7 worldwide service to quickly get a replacement Visa Signature card sent to you and/or arrange emergency cash at a convenient location (per Altitude Connect Guide to Benefits Presenting Your Visa Signature Perks and Benefits section)
- No foreign feesNo foreign transaction fees on purchases made outside the United States or in a foreign currency, making the card useful for international travel and online purchases from foreign merchants (per U.S. Bank Altitude Connect product page No foreign transaction fees callout and Upgraded Points review)
- Lounge accessAuthorized users: U.S. Bank does not charge an authorized user fee on the Altitude Connect, and authorized users earn points and benefit from the Visa Signature card features when using the card; however, authorized users are not eligible to enroll in their own Priority Pass Select membership (Priority Pass enrollment is limited to one account cardholder including authorized users, meaning a single household enrollment) per the Altitude Connect Guide to Benefits Priority Pass Select section
Travel & purchase protections
5- Trip Cancellation and Trip Interruption insurance: up to $2,000 per Insured Person for non-refundable Common Carrier ticket costs charged to the card and/or rewards programs associated with the card if a covered trip is cancelled or interrupted due to the death, accidental bodily injury, disease, or physical illness of the cardholder or an Immediate Family Member, or default of the Common Carrier due to financial insolvency; the cardholder, spouse or domestic partner, and dependent children are covered when the entire trip is charged to the card (per Altitude Connect Guide to Benefits Trip Cancellation and Interruption section, payable up to $2,000.00)
- Trip Delay Reimbursement: up to $300 per purchased ticket in reasonable additional expenses (such as meals and lodging) when a Common Carrier covered trip purchased with the card is delayed more than 12 hours due to a Covered Hazard (equipment failure, inclement weather, strike, or hijacking/skyjacking); limited to one claim per Covered Trip, supplemental to any other carrier or primary insurance reimbursement (per Altitude Connect Guide to Benefits Trip Delay Reimbursement section, three hundred dollars per ticket)
- Travel and Emergency Assistance Services: 24/7 coordination of medical, legal, and travel referral services while away from home, including medical referral assistance, legal referral assistance, emergency transportation assistance, emergency ticket replacement, and lost luggage locator service; cardholder pays for actual goods and services obtained (per Altitude Connect Guide to Benefits Travel and Emergency Assistance Services section)
- Roadside Dispatch: 24/7 pay-per-use roadside assistance dispatch in the United States and Canada (towing, jump start, tire change, lockout, fuel delivery, winching) at a pre-negotiated flat per-service price billed to you (no membership required) as a Visa Signature network benefit (per Altitude Connect Guide to Benefits Roadside Dispatch section)
- Visa Signature card network designation, which provides the issuer-elected benefit suite documented in the Altitude Connect Guide to Benefits (Trip Cancellation and Interruption, Trip Delay Reimbursement, Travel and Emergency Assistance Services, Visa Signature Concierge, Priority Pass Select, Roadside Dispatch, TSA PreCheck/Global Entry credit, Luxury Hotel Collection, Emergency Card Replacement) without the typical Visa Infinite premium add-ons (per Altitude Connect Guide to Benefits cover page identifying this as a Visa Signature card)
More benefits & fine print (2)ShowHide
- Complimentary GigSky global mobile data: register at gigsky.com/visa-usb-ac to receive complimentary GigSky eSIM data plans valid for travel in over 175 countries; Upgraded Points documents the offer as a 5 GB / 15-day data plan each month plus a 20% discount on additional GigSky plans, and U.S. Bank's disclosure confirms the GigSky benefit is redeemable through November 30, 2026 (per U.S. Bank Altitude Connect product page footnote 5 GigSky disclosure and Upgraded Points review GigSky 5 GB / 15-day language)
- U.S. Bank ExtendPay Plan: pay off eligible Purchase balances over time in fixed monthly installments with no interest, just a fixed monthly fee; new cardmembers receive a $0 ExtendPay fee offer on ExtendPay Plans opened in the first 60 days after account opening; eligible Purchases must be over $100, made within 60 days prior to enrollment, and less than the current Purchase balance, with the cardholder able to designate up to 50% of their credit line ($100 minimum) (per U.S. Bank Altitude Connect product page footnote 8 ExtendPay disclosure)
How we verified this card (3 sources)ShowHide
Spotted something off? Report an issue. Read our verification methodology.
How to Earn the Bonus
Spend $1,000 in the first months to earn the 20,000 bonus points bonus.
See the Current Offer
Earn 20,000 bonus points
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
