Iberia Visa Signature
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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
View OfferBenefits and fees last verified Jun 2026against the issuer's published terms.
75,000 Avios once $5,000 of spend posts within your first 3 months. $95 annual fee.
- Annual fee
- $95
Welcome offers change often and can differ by application channel. Verify the current offer with the issuer before you apply.
Earning Rates
Earning rates
2- 3xflights
3 Avios per $1 spent on flight purchases made directly with Iberia, British Airways, and Aer Lingus (Chase issuer page; covers tickets booked with the airline directly, not through OTAs)
- 1xeverything else
1 Avios per $1 spent on all other purchases (Chase issuer page)
Transfer partners
1Statement credits
1- $25Visa Signature card benefits
Visa Signature card benefits: complimentary concierge, Visa Signature Luxury Hotel Collection (room upgrade when available, daily breakfast for two, complimentary Wi-Fi, $25 food or beverage credit on hotel stays of two nights or more), and Visa Signature dining and entertainment access (standard Visa Signature core benefits available on any product issued on the Visa Signature tier; not Visa Infinite)
Perks & memberships
2- Companion benefitCompanion ticket (Travel Together) earned each calendar year you make $30,000 in purchases on the card: a $1,000 Airfare Discount Voucher usable toward two tickets on the same Iberia flight (Chase issuer page lists this as a current card benefit; voucher applies to two tickets traveling together on Iberia-operated flights)
- No foreign feesNo foreign transaction fees on purchases made outside the United States (Chase issuer page)
Travel & purchase protections
4- Lost Luggage Reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip (Chase issuer page; NY residents limited to $2,000 per bag and $10,000 per trip)
- Baggage Delay Insurance reimburses up to $100 per day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed more than 6 hours (Chase issuer page)
- Purchase Protection covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item (Chase issuer page; NY residents 90-day coverage window)
- Extended Warranty Protection extends the manufacturer's U.S. warranty by an additional year on eligible warranties of 3 years or less, up to 4 years from the date of purchase (Chase issuer page)
More benefits & fine print (5)ShowHide
- Iberia Plus Avios are typically valued around 1.4 cents apiece in published award-redemption analyses, so the 75,000-Avios welcome bonus represents roughly $1,050 in award-redemption value at peak Iberia Plus sweet spots (off-peak transatlantic economy from US East Coast to Madrid is regularly bookable for ~34,000 Avios one-way in economy on Iberia metal, with carrier-imposed surcharges materially lower than equivalent British Airways awards)
- 10% discount on Iberia flights when booked through a dedicated cardholder URL provided in welcome materials (Chase issuer page lists this as a current card benefit; not redeemable through iberia.com or other booking channels)
- Avios earned post to your Iberia Plus account at the end of each billing cycle, provided you have a valid Iberia Plus number on your card profile (Chase issuer page disclosure)
- Iberia Plus Avios, British Airways Club Avios, Aer Club Avios, and Qatar Privilege Club Avios all sit on the shared Avios platform; members can combine Avios across these programs using the Combine My Avios tool (relevant because Iberia Plus often prices transatlantic and intra-Europe awards more favorably than British Airways Club, so funneling card-earned Avios into Iberia Plus is a key value-unlock for this product)
- Iberia carrier-imposed surcharges on awards: Iberia Plus typically passes through materially lower YQ surcharges than British Airways on transatlantic awards on Iberia-operated metal, which is the primary reason to direct card-earned Avios into Iberia Plus rather than BA Club; the card itself does not insure against Iberia award-chart devaluations or surcharge changes
Before you decide, weigh alternatives
Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.
How we verified this card (1 source)ShowHide
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How to Earn the Bonus
Spend $5,000 in the first 3 months to earn the 75,000 Bonus Avios bonus.
See the Current Offer
Earn 75,000 Bonus Avios
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
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