Capital One Venture Rewards

Earning Rates

Key Benefits

• 2x on everything
• 18 transfer partners
• $120 TSA credit
• No foreign tx fees

All Benefits

• Welcome offer: 75,000 bonus miles after $4,000 in purchases within the first 3 months from account opening (worth ~$750 toward travel via Capital One Travel, or ~$1,388 at 1.85¢/mile transfer-partner valuations).
• Earn unlimited 2X miles per dollar on every purchase, every day, with no category caps or rotating bonuses.
• Earn 5X miles on hotels booked through Capital One Travel.
• Earn 5X miles on rental cars booked through Capital One Travel.
• Miles never expire for the life of the account and there is no cap on how many you can earn.
• Transfer Capital One miles at 1:1 to most of 15+ airline and hotel loyalty partners, including Air Canada Aeroplan, Air France-KLM Flying Blue, Avianca LifeMiles, British Airways Executive Club, Cathay Pacific Asia Miles, Emirates Skywards, Etihad Guest, EVA Air Infinity MileageLands, Finnair Plus, Qantas Frequent Flyer, Singapore KrisFlyer, TAP Air Portugal Miles&Go, Turkish Miles&Smiles, Virgin Red, and Choice Privileges and Wyndham Rewards on the hotel side.
• Redeem miles at 1¢ each to erase recent travel purchases (Purchase Eraser) or book travel through Capital One Travel at 1¢ each.
• Up to $120 statement credit toward Global Entry ($100) or TSA PreCheck ($85) application fee, once every 4 years.
• No foreign transaction fees on any purchases made outside the U.S.
• Hertz Five Star elite status complimentary while you remain a Venture cardholder (skip-the-counter, one-car-class upgrade subject to availability — note: President's Circle is a Venture X benefit, not personal Venture).
• Visa Signature card: network elects benefits including Visa Signature Concierge service available 24/7 by phone for travel, dining, and entertainment requests.
• Visa Signature Roadside Dispatch: pay-per-use roadside assistance dispatch line (standard service fees apply per incident).
• Travel and Emergency Assistance Services: 24/7 hotline to help coordinate medical, legal, and travel emergencies while traveling (cardholder pays third-party service costs).
• Secondary auto rental Collision Damage Waiver (CDW) when you pay for an eligible rental with the card and decline the rental agency's collision coverage (secondary to personal auto insurance in the U.S.; primary outside your country of residence on Visa Signature).
• Authorized users can be added at no additional cost; they earn miles into the primary account at the same rates.
• $0 fraud liability for unauthorized charges and account alerts via the Capital One mobile app and online banking.
• Capital One mobile app supports virtual card numbers (eno), CreditWise score monitoring, and instant card lock/unlock.
• Lost/stolen card replacement and emergency card services available through Visa and Capital One.
• Variable purchase APR set at application (see issuer rates & fees page); no penalty APR for late payments.
• Balance transfers allowed at the same variable APR as purchases with a 3% balance transfer fee on amounts transferred at a promotional offer (no introductory 0% APR offered on this product).
• Not Offered: Cell phone protection (no carrier benefit when paying your monthly bill with this card).
• Not Offered: Primary auto rental CDW for U.S. domestic rentals (coverage is secondary; Venture X offers primary).
• Not Offered: Trip cancellation, trip interruption, and trip delay insurance (these are Venture X benefits, not on personal Venture).
• Not Offered: Lost luggage reimbursement and baggage delay insurance.
• Not Offered: Visa Signature purchase protection and extended warranty were discontinued by Visa for U.S. consumer cards effective April 2024, so Venture cardholders do not have these benefits today.

Capital One Miles points transfer to these loyalty programs:

British Airways Avios

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Air France/KLM Flying Blue

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Singapore KrisFlyer

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Turkish Miles&Smiles

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Avianca LifeMiles

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Qantas Frequent Flyer

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Cathay Asia Miles

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Air Canada Aeroplan

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