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Capital One Venture Rewards

Capital One Venture Rewards

Capital One
Capital One|Personal
4.5/5
Annual Fee
$95
Sign-Up Bonus
75,000 miles
Bonus Value
$1,238

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Is this card worth it?
Annual fee
$95
Welcome offer
75,000 miles
Est. value
$1,238
Best for
Travel
1 statement credit you can track below.
View Offer

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Earn a one-time bonus of 75,000 miles after spending $4,000 on purchases within 3 months from account opening (valued at $750+ in travel via Capital One Travel, ~$1,388 at typical 1.85¢/mile transfer-partner valuations).

Welcome offer, as last checked

75,000 Venture miles when your first 3 months of spend reaches $4,000. $95 annual fee.

Annual fee
$95
Offer checked: Jun 17, 2026Issuer-verifiedhigh confidence

Welcome offers change often and can differ by application channel. Verify the current offer with the issuer before you apply.

Our Take

The simplest travel card in the game. Flat 2x on everything plus transfer partners means you don't have to think, just swipe. Great for people who don't want to chase bonus categories.

Earning Rates

2x
all purchases
5x
hotels capital one
5x
rental cars capital one

At a glance

  • 2x on everything
  • 15+ transfer partners
  • $120 TSA credit
  • No foreign tx fees

Earning rates

3
  • 2x

    Earn unlimited 2X miles per dollar on every purchase, every day, with no category caps or rotating bonuses.

  • 5x
    lodging

    Earn 5X miles on hotels booked through Capital One Travel.

  • 5x
    lodging

    Earn 5X miles on rental cars booked through Capital One Travel.

Statement credits

2
  • $120
    Global Entry / TSA PreCheck Application Fee CreditYearly

    Up to $120 statement credit for Global Entry or TSA PreCheck application fee, one credit per account every 4 years.

  • $120
    Up to $120 statement credit toward Global Entry ($100) or TSA PreCheck ($85) application fee, once every 4 years.

Perks & memberships

6
  • Points longevityMiles never expire for the life of the account and there is no cap on how many you can earn.
  • RedemptionRedeem miles at 1¢ each to erase recent travel purchases (Purchase Eraser) or book travel through Capital One Travel at 1¢ each.
  • No foreign feesNo foreign transaction fees on any purchases made outside the U.S.
  • Elite statusHertz Five Star elite status complimentary while you remain a Venture cardholder (skip-the-counter, one-car-class upgrade subject to availability — note: President's Circle is a Venture X benefit, not personal Venture).
  • ConciergeVisa Signature card: network elects benefits including Visa Signature Concierge service available 24/7 by phone for travel, dining, and entertainment requests.
  • Authorized usersAuthorized users can be added at no additional cost; they earn miles into the primary account at the same rates.

Travel & purchase protections

4
  • Visa Signature Roadside Dispatch: pay-per-use roadside assistance dispatch line (standard service fees apply per incident).
  • Travel and Emergency Assistance Services: 24/7 hotline to help coordinate medical, legal, and travel emergencies while traveling (cardholder pays third-party service costs).
  • Secondary auto rental Collision Damage Waiver (CDW) when you pay for an eligible rental with the card and decline the rental agency's collision coverage (secondary to personal auto insurance in the U.S.; primary outside your country of residence on Visa Signature).
  • $0 fraud liability for unauthorized charges and account alerts via the Capital One mobile app and online banking.
More benefits & fine print (2)Show
  • Capital One mobile app supports virtual card numbers (eno), CreditWise score monitoring, and instant card lock/unlock.
  • Lost/stolen card replacement and emergency card services available through Visa and Capital One.
How we verified this card (2 sources)Show

Spotted something off? Report an issue. Read our verification methodology.

How to Earn the Bonus

Spend $4,000 in the first 3 months to earn the 75,000 miles bonus.

See the Current Offer

Earn 75,000 miles

View Offer

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Affiliate disclosure:Some links on this page are affiliate links. We earn a commission if you click and complete a qualifying action (sign up, book, buy points), at no extra cost to you. We only feature offers we'd use ourselves. Full disclosure.