Verified May 2026

Capital One Venture Rewards

Name: Capital One Venture Rewards
Brand: Capital One

Capital One|Personal

4.5/5

Annual Fee

$95

Sign-Up Bonus

75,000 miles

Bonus Value

$1,238

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

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Is this card worth it?

Annual fee

$95

Welcome offer

75,000 miles

Est. value

$1,238

Best for

Travel

1 statement credit you can track below.

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

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Earn a one-time bonus of 75,000 miles after spending $4,000 on purchases within 3 months from account opening (valued at $750+ in travel via Capital One Travel, ~$1,388 at typical 1.85¢/mile transfer-partner valuations).

Benefits and fees last verified Jun 2026against the issuer's published terms.

Welcome offer, as last checked

75,000 Venture miles when your first 3 months of spend reaches $4,000. $95 annual fee.

Annual fee: $95

Offer checked: Jun 17, 2026Issuer-verifiedhigh confidence

Welcome offers change often and can differ by application channel. Verify the current offer with the issuer before you apply.

Our Take

The simplest travel card in the game. Flat 2x on everything plus transfer partners means you don't have to think, just swipe. Great for people who don't want to chase bonus categories.

Earning Rates

all purchases

hotels capital one

rental cars capital one

At a glance

2x on everything
15+ transfer partners
$120 TSA credit
No foreign tx fees

Capital One Venture Rewards

Capital One

Not enough context

Not enough context to say

Nothing we know about this card and about you decides it either way. The unknowns below are the reason, and each one names what would settle it.

What we still do not know (4)

spend-categories
Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.
held-cards
Which cards are currently carried? Without that list we cannot say whether this one duplicates a card already held.
holdings
Which points balances are held? Without them we cannot say whether this card extends the transfer options already available or repeats them.
tracked-objectives
Which trip is being saved toward? A tracked trip is what turns this card's currency into a concrete gap it could close.

Ecosystem fit

NO_HOLDINGS_EVIDENCE

We hold no balances or card list for you, so we cannot compare this card's programs against anything.

Reaches 21 programs from capital-one.

Portfolio overlap

HOLDINGS_UNKNOWN

We do not know which cards you hold, so we cannot say whether this one duplicates anything.

Saved-trip relevance

NO_TRACKED_OBJECTIVES

You track no saved trip, so there is no goal for this card to move toward.

Earn fit

ASK_SPEND_CATEGORIES

We need to ask before we can answer this

Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.

We hold no category spending data for you, and we will not estimate one. Until this is answered, this card's earn rates are facts about the card, not a fit for you.

Verified economics

VERIFIED

$95 annual feeIssuer check 2026-06-17

75,000 Venture miles when your first 3 months of spend reaches $4,000. $95 annual fee. (75,000 miles, after $4,000 of spend in 3 months, issuer-verified 2026-06-17)

Computed 2026-08-25T22:27:10.295Z from the facts above. This is a request-time answer, not something we monitor for you.

Earning rates

2x
Earn unlimited 2X miles per dollar on every purchase, every day, with no category caps or rotating bonuses.
5x
lodging
Earn 5X miles on hotels booked through Capital One Travel.
5x
lodging
Earn 5X miles on rental cars booked through Capital One Travel.

Statement credits

$120
Global Entry / TSA PreCheck Application Fee CreditYearly
Up to $120 statement credit for Global Entry or TSA PreCheck application fee, one credit per account every 4 years.
$120
Up to $120 statement credit toward Global Entry ($100) or TSA PreCheck ($85) application fee, once every 4 years.

Perks & memberships

Points longevityMiles never expire for the life of the account and there is no cap on how many you can earn.
RedemptionRedeem miles at 1¢ each to erase recent travel purchases (Purchase Eraser) or book travel through Capital One Travel at 1¢ each.
No foreign feesNo foreign transaction fees on any purchases made outside the U.S.
Elite statusHertz Five Star elite status complimentary while you remain a Venture cardholder (skip-the-counter, one-car-class upgrade subject to availability, note: President's Circle is a Venture X benefit, not personal Venture).
ConciergeVisa Signature card: network elects benefits including Visa Signature Concierge service available 24/7 by phone for travel, dining, and entertainment requests.
Authorized usersAuthorized users can be added at no additional cost; they earn miles into the primary account at the same rates.

Travel & purchase protections

Visa Signature Roadside Dispatch: pay-per-use roadside assistance dispatch line (standard service fees apply per incident).
Travel and Emergency Assistance Services: 24/7 hotline to help coordinate medical, legal, and travel emergencies while traveling (cardholder pays third-party service costs).
Secondary auto rental Collision Damage Waiver (CDW) when you pay for an eligible rental with the card and decline the rental agency's collision coverage (secondary to personal auto insurance in the U.S.; primary outside your country of residence on Visa Signature).
$0 fraud liability for unauthorized charges and account alerts via the Capital One mobile app and online banking.

More benefits & fine print (2)Show

Capital One mobile app supports virtual card numbers (eno), CreditWise score monitoring, and instant card lock/unlock.
Lost/stolen card replacement and emergency card services available through Visa and Capital One.

Before you decide, weigh alternatives

Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.

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How we verified this card (2 sources)Show

Spotted something off? Report an issue. Read our verification methodology.

Transfer Partners

Full guide →

Capital One Miles points transfer to these loyalty programs. Or start from your balance and see what a points balance can book:

Aeromexico Rewards

airline1:1

Air France/KLM Flying Blue

airline1:1

Avianca LifeMiles

airline1:1

British Airways Club (Avios)

EVA Air Infinity MileageLands

airline4:3

Finnair Plus

airline1:1

Japan Airlines Mileage Bank

airline4:3

JetBlue TrueBlue

airline5:3

Qantas Frequent Flyer

airline1:1

Qatar Privilege Club (Avios)

airline1:1

Singapore KrisFlyer

airline1:1

TAP Air Portugal Miles&Go

airline1:1

Turkish Miles&Smiles

airline1:1

Virgin Red

airline1:1

Preferred Hotels I Prefer

hotel1:2

Wyndham Rewards

hotel1:1

How to Earn the Bonus

Spend $4,000 in the first 3 months to earn the 75,000 miles bonus.

See the Current Offer

Earn 75,000 miles

View Offer

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

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Use this for a trip

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