BECU Low Rate Credit Card
Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Earning Rates
Earning rates
1No rewards / cash back - this card does not earn cash back, points, or miles on purchases; positioned purely as a low-cost borrowing instrument and balance transfer vehicle
Perks & memberships
1- No foreign fees$0 foreign transaction fees on purchases made outside the United States or in a foreign currency
Travel & purchase protections
2- $0 fraud liability per Visa Zero Liability Policy; 24/7 fraud monitoring; Visa Account Updater; card lock / unlock controls in the BECU mobile app
- Auto Rental Collision Damage Waiver and Travel and Emergency Assistance Services per Visa benefits
More benefits & fine print (4)ShowHide
- $0 cash advance fees; cash advance interest still accrues from the transaction date with no grace period
- BECU membership required - eligibility open to residents of Washington State, certain Idaho counties, select South Carolina counties, Select Employer Groups (including Boeing), family of existing members, and partner organizations
- Available card designs: standard BECU design plus Washington State University Cougars, University of Washington Huskies, and Boeing employee affinity designs at no additional cost - all share identical rates, fees, and benefits
- Grace period on purchases: at least 25 days after the close of each billing cycle when the previous statement balance is paid in full
How we verified this card (4 sources)ShowHide
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See the Current Offer
Earn No welcome bonus
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
