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U.S. Bank Cash+ Visa Signature Card vs Capital One Walmart Rewards Mastercard

Both are cashback travel cards. The U.S. Bank Cash+ Visa Signature Card comes from U.S. Bank at $0/yr; the Capital One Walmart Rewards Mastercard from Capital One at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureU.S. Bank Cash+ Visa Signature CardCapital One Walmart Rewards Mastercard
Annual fee$0$0
Sign-up bonus$250 cash back
Bonus value (est.)$250-
Min spend to unlock bonus$1,000 in 3 mo-
IssuerU.S. BankCapital One
Card categorycashbackcashback
Best earning category (Chosen_5pct_categories_first_2000_quarterly_combined)5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      U.S. Bank Cash+ Visa Signature Card
      $0/yr · $250 cash back
      Read the full review
      Capital One Walmart Rewards Mastercard
      $0/yr ·

      Editorial take: U.S. Bank Cash+ Visa Signature Card

      Editorial take: Capital One Walmart Rewards Mastercard

      Common questions

      Which card has the bigger sign-up bonus, U.S. Bank Cash+ Visa Signature Card or Capital One Walmart Rewards Mastercard?
      The U.S. Bank Cash+ Visa Signature Card has a public bonus ($250 cash back, worth roughly $250), while the Capital One Walmart Rewards Mastercard doesn't advertise one right now.
      Is the U.S. Bank Cash+ Visa Signature Card's $0 annual fee worth it compared to the Capital One Walmart Rewards Mastercard?
      The U.S. Bank Cash+ Visa Signature Card has no annual fee, so the question is whether the Capital One Walmart Rewards Mastercard's $0 fee is justified by its perks. If you'll use enough of the Capital One Walmart Rewards Mastercard's benefits to clear $0 in value annually, it's worth it; otherwise stick with the U.S. Bank Cash+ Visa Signature Card.
      Can I have both the U.S. Bank Cash+ Visa Signature Card and Capital One Walmart Rewards Mastercard?
      Yes, since they're from different issuers (U.S. Bank and Capital One) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the U.S. Bank Cash+ Visa Signature Card or the Capital One Walmart Rewards Mastercard first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. U.S. Bank Cash+ Visa Signature Card: $1,000 spend in 3 months. Capital One Walmart Rewards Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.