U.S. Bank Cash+ Visa Signature Card vs U.S. Bank Shopper Cash Rewards Visa Signature Card

Common questions

Which card has the bigger sign-up bonus, U.S. Bank Cash+ Visa Signature Card or U.S. Bank Shopper Cash Rewards Visa Signature Card?

The two cards offer comparable sign-up bonuses around $250. Pick based on which earning categories you actually use.

Is the U.S. Bank Cash+ Visa Signature Card's $0 annual fee worth it compared to the U.S. Bank Shopper Cash Rewards Visa Signature Card?

The U.S. Bank Cash+ Visa Signature Card has no annual fee, so the question is whether the U.S. Bank Shopper Cash Rewards Visa Signature Card's $95 fee is justified by its perks. If you'll use enough of the U.S. Bank Shopper Cash Rewards Visa Signature Card's benefits to clear $95 in value annually, it's worth it; otherwise stick with the U.S. Bank Cash+ Visa Signature Card.

Can I have both the U.S. Bank Cash+ Visa Signature Card and U.S. Bank Shopper Cash Rewards Visa Signature Card?

Yes, though both are issued by U.S. Bank so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the U.S. Bank Cash+ Visa Signature Card or the U.S. Bank Shopper Cash Rewards Visa Signature Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. U.S. Bank Cash+ Visa Signature Card: $1,000 spend in 3 months. U.S. Bank Shopper Cash Rewards Visa Signature Card: $2,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.