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US Bank Business Platinum Card vs U.S. Bank Cash+ Visa Signature Card
Both are well-respected travel cards. The US Bank Business Platinum Card comes from U.S. Bank at $0/yr; the U.S. Bank Cash+ Visa Signature Card from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | US Bank Business Platinum Card | U.S. Bank Cash+ Visa Signature Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $250 cash back | |
| Bonus value (est.) | - | $250 |
| Min spend to unlock bonus | - | $1,000 in 3 mo |
| Issuer | U.S. Bank | U.S. Bank |
| Card category | business | cashback |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
US Bank Business Platinum Card
$0/yr ·
Read the full review
U.S. Bank Cash+ Visa Signature Card
$0/yr · $250 cash back
Editorial take: U.S. Bank Cash+ Visa Signature Card
Common questions
- Which card has the bigger sign-up bonus, US Bank Business Platinum Card or U.S. Bank Cash+ Visa Signature Card?
- The U.S. Bank Cash+ Visa Signature Card has a public bonus ($250 cash back, worth roughly $250), while the US Bank Business Platinum Card doesn't advertise one right now.
- Is the US Bank Business Platinum Card's $0 annual fee worth it compared to the U.S. Bank Cash+ Visa Signature Card?
- The US Bank Business Platinum Card has no annual fee, so the question is whether the U.S. Bank Cash+ Visa Signature Card's $0 fee is justified by its perks. If you'll use enough of the U.S. Bank Cash+ Visa Signature Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the US Bank Business Platinum Card.
- Can I have both the US Bank Business Platinum Card and U.S. Bank Cash+ Visa Signature Card?
- Yes, though both are issued by U.S. Bank so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the US Bank Business Platinum Card or the U.S. Bank Cash+ Visa Signature Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. US Bank Business Platinum Card: no published min spend. U.S. Bank Cash+ Visa Signature Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.