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U.S. Bank Business Altitude Power Visa Signature Card vs Wells Fargo Business Elite Signature Card

Both are well-respected travel cards. The U.S. Bank Business Altitude Power Visa Signature Card comes from U.S. Bank at $195/yr; the Wells Fargo Business Elite Signature Card from Wells Fargo at $125/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the U.S. Bank Business Altitude Power Visa Signature Card is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Wells Fargo Business Elite Signature Card's. Get the U.S. Bank Business Altitude Power Visa Signature Card first; revisit the Wells Fargo Business Elite Signature Card after you've earned that bonus.

FeatureU.S. Bank Business Altitude Power Visa Signature CardWells Fargo Business Elite Signature Card
Annual fee$195$125
Sign-up bonus75,000 Altitude points
Bonus value (est.)$750-
Min spend to unlock bonus$10,000 in 4 mo-
IssuerU.S. BankWells Fargo
Card categorybusiness
Best earning category (Hotels_car_rentals_via_portal)6x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      U.S. Bank Business Altitude Power Visa Signature Card
      $195/yr · 75,000 Altitude points
      Read the full review
      Wells Fargo Business Elite Signature Card
      $125/yr ·

      Editorial take: U.S. Bank Business Altitude Power Visa Signature Card

      Editorial take: Wells Fargo Business Elite Signature Card

      Common questions

      Which card has the bigger sign-up bonus, U.S. Bank Business Altitude Power Visa Signature Card or Wells Fargo Business Elite Signature Card?
      The U.S. Bank Business Altitude Power Visa Signature Card has a public bonus (75,000 Altitude points, worth roughly $750), while the Wells Fargo Business Elite Signature Card doesn't advertise one right now.
      Is the U.S. Bank Business Altitude Power Visa Signature Card's $195 annual fee worth it compared to the Wells Fargo Business Elite Signature Card?
      At $195/yr, the U.S. Bank Business Altitude Power Visa Signature Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Wells Fargo Business Elite Signature Card's, pick the one whose perks you'll actually use.
      Can I have both the U.S. Bank Business Altitude Power Visa Signature Card and Wells Fargo Business Elite Signature Card?
      Yes, since they're from different issuers (U.S. Bank and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the U.S. Bank Business Altitude Power Visa Signature Card or the Wells Fargo Business Elite Signature Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 spend in 4 months. Wells Fargo Business Elite Signature Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.