U.S. Bank Business Altitude Power Visa Signature Card vs Wells Fargo Active Cash Card

Common questions

Which card has the bigger sign-up bonus, U.S. Bank Business Altitude Power Visa Signature Card or Wells Fargo Active Cash Card?

The U.S. Bank Business Altitude Power Visa Signature Card has the bigger bonus, 75,000 Altitude points, worth roughly $750, versus $200 cash rewards (~$200) on the Wells Fargo Active Cash Card.

Is the U.S. Bank Business Altitude Power Visa Signature Card's $195 annual fee worth it compared to the Wells Fargo Active Cash Card?

At $195/yr, the U.S. Bank Business Altitude Power Visa Signature Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Wells Fargo Active Cash Card's, pick the one whose perks you'll actually use.

Can I have both the U.S. Bank Business Altitude Power Visa Signature Card and Wells Fargo Active Cash Card?

Yes, since they're from different issuers (U.S. Bank and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the U.S. Bank Business Altitude Power Visa Signature Card or the Wells Fargo Active Cash Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 spend in 4 months. Wells Fargo Active Cash Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.