U.S. Bank Business Altitude Power Visa Signature Card vs USAA Rewards American Express

Common questions

Which card has the bigger sign-up bonus, U.S. Bank Business Altitude Power Visa Signature Card or USAA Rewards American Express?

The U.S. Bank Business Altitude Power Visa Signature Card has the bigger bonus, 75,000 Altitude points, worth roughly $750, versus 2,500 USAA Rewards points (~$25) on the USAA Rewards American Express.

Is the U.S. Bank Business Altitude Power Visa Signature Card's $195 annual fee worth it compared to the USAA Rewards American Express?

At $195/yr, the U.S. Bank Business Altitude Power Visa Signature Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the USAA Rewards American Express's, pick the one whose perks you'll actually use.

Can I have both the U.S. Bank Business Altitude Power Visa Signature Card and USAA Rewards American Express?

Yes, since they're from different issuers (U.S. Bank and USAA) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the U.S. Bank Business Altitude Power Visa Signature Card or the USAA Rewards American Express first?

Get the one whose sign-up bonus you can hit comfortably without overspending. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 spend in 4 months. USAA Rewards American Express: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.