U.S. Bank Altitude Go Visa Signature Card vs Choice Privileges Select Mastercard

Common questions

Which card has the bigger sign-up bonus, U.S. Bank Altitude Go Visa Signature Card or Choice Privileges Select Mastercard?

The U.S. Bank Altitude Go Visa Signature Card has a public bonus (20,000 bonus points after $1,000 spend in 90 days, worth roughly $200), while the Choice Privileges Select Mastercard doesn't advertise one right now.

Is the U.S. Bank Altitude Go Visa Signature Card's $0 annual fee worth it compared to the Choice Privileges Select Mastercard?

The U.S. Bank Altitude Go Visa Signature Card has no annual fee, so the question is whether the Choice Privileges Select Mastercard's $95 fee is justified by its perks. If you'll use enough of the Choice Privileges Select Mastercard's benefits to clear $95 in value annually, it's worth it; otherwise stick with the U.S. Bank Altitude Go Visa Signature Card.

Can I have both the U.S. Bank Altitude Go Visa Signature Card and Choice Privileges Select Mastercard?

Yes, since they're from different issuers (U.S. Bank and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the U.S. Bank Altitude Go Visa Signature Card or the Choice Privileges Select Mastercard first?

Get the one whose sign-up bonus you can hit comfortably without overspending. U.S. Bank Altitude Go Visa Signature Card: $1,000 spend in 3 months. Choice Privileges Select Mastercard: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.