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U.S. Bank Altitude Go Visa Signature Card vs USAA Rate Advantage Visa Platinum
Both are well-respected travel cards. The U.S. Bank Altitude Go Visa Signature Card comes from U.S. Bank at $0/yr; the USAA Rate Advantage Visa Platinum from USAA at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | U.S. Bank Altitude Go Visa Signature Card | USAA Rate Advantage Visa Platinum |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | 20,000 bonus points after $1,000 spend in 90 days | None |
| Bonus value (est.) | $200 | $0 |
| Min spend to unlock bonus | $1,000 in 3 mo | $0 in 0 mo |
| Issuer | U.S. Bank | USAA |
| Card category | cashback | rewards |
| Best earning category (Dining) | 4x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
U.S. Bank Altitude Go Visa Signature Card
$0/yr · 20,000 bonus points after $1,000 spend in 90 days
Read the full review
USAA Rate Advantage Visa Platinum
$0/yr · None
Editorial take: USAA Rate Advantage Visa Platinum
Common questions
- Which card has the bigger sign-up bonus, U.S. Bank Altitude Go Visa Signature Card or USAA Rate Advantage Visa Platinum?
- The U.S. Bank Altitude Go Visa Signature Card has the bigger bonus, 20,000 bonus points after $1,000 spend in 90 days, worth roughly $200, versus None (~$0) on the USAA Rate Advantage Visa Platinum.
- Is the U.S. Bank Altitude Go Visa Signature Card's $0 annual fee worth it compared to the USAA Rate Advantage Visa Platinum?
- The U.S. Bank Altitude Go Visa Signature Card has no annual fee, so the question is whether the USAA Rate Advantage Visa Platinum's $0 fee is justified by its perks. If you'll use enough of the USAA Rate Advantage Visa Platinum's benefits to clear $0 in value annually, it's worth it; otherwise stick with the U.S. Bank Altitude Go Visa Signature Card.
- Can I have both the U.S. Bank Altitude Go Visa Signature Card and USAA Rate Advantage Visa Platinum?
- Yes, since they're from different issuers (U.S. Bank and USAA) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the U.S. Bank Altitude Go Visa Signature Card or the USAA Rate Advantage Visa Platinum first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. U.S. Bank Altitude Go Visa Signature Card: $1,000 spend in 3 months. USAA Rate Advantage Visa Platinum: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.