U.S. Bank Altitude Connect Visa Signature Card vs USAA Rewards Visa Signature

Common questions

Which card has the bigger sign-up bonus, U.S. Bank Altitude Connect Visa Signature Card or USAA Rewards Visa Signature?

The U.S. Bank Altitude Connect Visa Signature Card has the bigger bonus, 20,000 bonus points, worth roughly $200, versus 2,500 USAA Rewards points (~$25) on the USAA Rewards Visa Signature.

Is the U.S. Bank Altitude Connect Visa Signature Card's $0 annual fee worth it compared to the USAA Rewards Visa Signature?

The U.S. Bank Altitude Connect Visa Signature Card has no annual fee, so the question is whether the USAA Rewards Visa Signature's $0 fee is justified by its perks. If you'll use enough of the USAA Rewards Visa Signature's benefits to clear $0 in value annually, it's worth it; otherwise stick with the U.S. Bank Altitude Connect Visa Signature Card.

Can I have both the U.S. Bank Altitude Connect Visa Signature Card and USAA Rewards Visa Signature?

Yes, since they're from different issuers (U.S. Bank and USAA) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the U.S. Bank Altitude Connect Visa Signature Card or the USAA Rewards Visa Signature first?

Get the one whose sign-up bonus you can hit comfortably without overspending. U.S. Bank Altitude Connect Visa Signature Card: $1,000 spend in 3 months. USAA Rewards Visa Signature: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.