U.S. Bank Altitude Connect Visa Signature Card vs USAA Preferred Cash Rewards

Common questions

Which card has the bigger sign-up bonus, U.S. Bank Altitude Connect Visa Signature Card or USAA Preferred Cash Rewards?

The USAA Preferred Cash Rewards has a public bonus ($250 cash bonus, worth roughly $250), while the U.S. Bank Altitude Connect Visa Signature Card doesn't advertise one right now.

Is the U.S. Bank Altitude Connect Visa Signature Card's $0 annual fee worth it compared to the USAA Preferred Cash Rewards?

The U.S. Bank Altitude Connect Visa Signature Card has no annual fee, so the question is whether the USAA Preferred Cash Rewards's $0 fee is justified by its perks. If you'll use enough of the USAA Preferred Cash Rewards's benefits to clear $0 in value annually, it's worth it; otherwise stick with the U.S. Bank Altitude Connect Visa Signature Card.

Can I have both the U.S. Bank Altitude Connect Visa Signature Card and USAA Preferred Cash Rewards?

Yes, since they're from different issuers (U.S. Bank and USAA) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the U.S. Bank Altitude Connect Visa Signature Card or the USAA Preferred Cash Rewards first?

Get the one whose sign-up bonus you can hit comfortably without overspending. U.S. Bank Altitude Connect Visa Signature Card: $1,000 spend in ? months. USAA Preferred Cash Rewards: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.