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Side-by-side

United Business Card vs World of Hyatt Business Credit Card

Both are business travel cards. The United Business Card comes from Chase at $150/yr; the World of Hyatt Business Credit Card from Chase at $199/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from Chase and target business spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The World of Hyatt Business Credit Card costs $49 more per year, only worth it if you'll actually use the upgraded perks.

FeatureUnited Business CardWorld of Hyatt Business Credit Card
Annual fee$150$199
Sign-up bonus100,000 miles + 2,000 PQP60,000 points
Bonus value (est.)$1,500$1,275
Min spend to unlock bonus$5,000 in 3 mo$5,000 in 3 mo
IssuerChaseChase
Card categorybusinessbusiness
Best earning category (United)2x1x
Transfer partnersNoneNone
Headline benefits
  • $125 credit after 5 UA flights $100+
  • $50 hotel credit 2x/year
  • Free checked bag (you + 1)
  • 2 United Club passes/yr
  • $100 Hyatt credits annually
  • 5 elite night credits
  • Top-3 categories at 2x
  • 10% points rebate up to 200k
Read the full review
United Business Card
$150/yr · 100,000 miles + 2,000 PQP
Read the full review
World of Hyatt Business Credit Card
$199/yr · 60,000 points

Editorial take: United Business Card

Strong United business card. The free checked bag for two travelers, two club passes, and the under-the-radar $50/twice-per-year hotel credit help cover the $150 AF for any United-leaning small business. The 100k + 2,000 PQP bonus is the sweetener. Post-2025 refresh swapped the old $100/$10k-spend credit for a $125 travel credit unlocked by 5 United flight purchases of $100+.

Editorial take: World of Hyatt Business Credit Card

The strongest hotel business card if you actually stay at Hyatts. Five elite night credits + top-3-categories earning + the $100 in Hyatt credits make it pay for its $199 fee for almost any Hyatt-leaning traveler. Underrated.

Common questions

Which card has the bigger sign-up bonus, United Business Card or World of Hyatt Business Credit Card?
The United Business Card has the bigger bonus, 100,000 miles + 2,000 PQP, worth roughly $1,500, versus 60,000 points (~$1,275) on the World of Hyatt Business Credit Card.
Is the United Business Card's $150 annual fee worth it compared to the World of Hyatt Business Credit Card?
At $150/yr, the United Business Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the World of Hyatt Business Credit Card's, pick the one whose perks you'll actually use.
Can I have both the United Business Card and World of Hyatt Business Credit Card?
Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the United Business Card or the World of Hyatt Business Credit Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. United Business Card: $5,000 spend in 3 months. World of Hyatt Business Credit Card: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.