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Side-by-side

Verizon Visa Card vs Wells Fargo Business Elite Signature Card

Both are well-respected travel cards. The Verizon Visa Card comes from Synchrony at $0/yr; the Wells Fargo Business Elite Signature Card from Wells Fargo at $125/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureVerizon Visa CardWells Fargo Business Elite Signature Card
Annual fee$0$125
Sign-up bonusUp to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend)
Bonus value (est.)$100-
Min spend to unlock bonus$1,500 in 3 mo-
IssuerSynchronyWells Fargo
Card categorycashbackbusiness
Best earning category (Gas_grocery_dining_verizon_store)4x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Verizon Visa Card
      $0/yr · Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend)
      Read the full review
      Wells Fargo Business Elite Signature Card
      $125/yr ·

      Editorial take: Verizon Visa Card

      Editorial take: Wells Fargo Business Elite Signature Card

      Common questions

      Which card has the bigger sign-up bonus, Verizon Visa Card or Wells Fargo Business Elite Signature Card?
      The Verizon Visa Card has a public bonus (Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend), worth roughly $100), while the Wells Fargo Business Elite Signature Card doesn't advertise one right now.
      Is the Verizon Visa Card's $0 annual fee worth it compared to the Wells Fargo Business Elite Signature Card?
      The Verizon Visa Card has no annual fee, so the question is whether the Wells Fargo Business Elite Signature Card's $125 fee is justified by its perks. If you'll use enough of the Wells Fargo Business Elite Signature Card's benefits to clear $125 in value annually, it's worth it; otherwise stick with the Verizon Visa Card.
      Can I have both the Verizon Visa Card and Wells Fargo Business Elite Signature Card?
      Yes, since they're from different issuers (Synchrony and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Verizon Visa Card or the Wells Fargo Business Elite Signature Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Verizon Visa Card: $1,500 spend in 3 months. Wells Fargo Business Elite Signature Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.