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Side-by-side

Verizon Visa Card vs U.S. Bank Business Leverage Visa Signature

Both are well-respected travel cards. The Verizon Visa Card comes from Synchrony at $0/yr; the U.S. Bank Business Leverage Visa Signature from U.S. Bank at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureVerizon Visa CardU.S. Bank Business Leverage Visa Signature
Annual fee$0$95
Sign-up bonusUp to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend)75,000 bonus points
Bonus value (est.)$100-
Min spend to unlock bonus$1,500 in 3 mo$7,500 in 4 mo
IssuerSynchronyU.S. Bank
Card categorycashbackbusiness
Best earning category (Gas_grocery_dining_verizon_store)4x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Verizon Visa Card
      $0/yr · Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend)
      Read the full review
      U.S. Bank Business Leverage Visa Signature
      $95/yr · 75,000 bonus points

      Editorial take: Verizon Visa Card

      Editorial take: U.S. Bank Business Leverage Visa Signature

      Common questions

      Which card has the bigger sign-up bonus, Verizon Visa Card or U.S. Bank Business Leverage Visa Signature?
      The Verizon Visa Card has a public bonus (Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend), worth roughly $100), while the U.S. Bank Business Leverage Visa Signature doesn't advertise one right now.
      Is the Verizon Visa Card's $0 annual fee worth it compared to the U.S. Bank Business Leverage Visa Signature?
      The Verizon Visa Card has no annual fee, so the question is whether the U.S. Bank Business Leverage Visa Signature's $95 fee is justified by its perks. If you'll use enough of the U.S. Bank Business Leverage Visa Signature's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Verizon Visa Card.
      Can I have both the Verizon Visa Card and U.S. Bank Business Leverage Visa Signature?
      Yes, since they're from different issuers (Synchrony and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Verizon Visa Card or the U.S. Bank Business Leverage Visa Signature first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Verizon Visa Card: $1,500 spend in 3 months. U.S. Bank Business Leverage Visa Signature: $7,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.