Editorial take: Southwest Rapid Rewards Priority
If Southwest is your airline, this is the card to have. The anniversary points and $75 travel credit help offset the annual fee, and the 4x earning on Southwest is class-leading among airline cards.
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Side-by-side
Southwest Rapid Rewards Priority vs Wells Fargo Signify Business Cash
Both are well-respected travel cards. The Southwest Rapid Rewards Priority comes from Chase at $229/yr; the Wells Fargo Signify Business Cash from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Wells Fargo Signify Business Cash, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Southwest Rapid Rewards Priority | Wells Fargo Signify Business Cash |
|---|---|---|
| Annual fee | $229 | $0 |
| Sign-up bonus | 60,000 points | $500 cash rewards bonus |
| Bonus value (est.) | $560 | $500 |
| Min spend to unlock bonus | $2,000 in 3 mo | $5,000 in 3 mo |
| Issuer | Chase | Wells Fargo |
| Card category | airline | business |
| Best earning category (Southwest) | 4x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Southwest Rapid Rewards Priority
$229/yr · 60,000 points
Read the full review
Wells Fargo Signify Business Cash
$0/yr · $500 cash rewards bonus
Editorial take: Wells Fargo Signify Business Cash
Common questions
- Which card has the bigger sign-up bonus, Southwest Rapid Rewards Priority or Wells Fargo Signify Business Cash?
- The Southwest Rapid Rewards Priority has the bigger bonus, 60,000 points, worth roughly $560, versus $500 cash rewards bonus (~$500) on the Wells Fargo Signify Business Cash.
- Is the Southwest Rapid Rewards Priority's $229 annual fee worth it compared to the Wells Fargo Signify Business Cash?
- At $229/yr, the Southwest Rapid Rewards Priority is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Wells Fargo Signify Business Cash's, pick the one whose perks you'll actually use.
- Can I have both the Southwest Rapid Rewards Priority and Wells Fargo Signify Business Cash?
- Yes, since they're from different issuers (Chase and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Southwest Rapid Rewards Priority or the Wells Fargo Signify Business Cash first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Priority: $2,000 spend in 3 months. Wells Fargo Signify Business Cash: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.