Editorial take: Southwest Rapid Rewards Priority
If Southwest is your airline, this is the card to have. The anniversary points and $75 travel credit help offset the annual fee, and the 4x earning on Southwest is class-leading among airline cards.
Every feature is free during beta. No credit card, no catch.
Both are well-respected travel cards. The Southwest Rapid Rewards Priority comes from Chase at $229/yr; the Wells Fargo Autograph Card from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the Southwest Rapid Rewards Priority is the stronger pick today, the sign-up bonus is meaningfully larger ($640 more in estimated value) than the Wells Fargo Autograph Card's. Get the Southwest Rapid Rewards Priority first; revisit the Wells Fargo Autograph Card after you've earned that bonus.
| Feature | Southwest Rapid Rewards Priority | Wells Fargo Autograph Card |
|---|---|---|
| Annual fee | $229 | $0 |
| Sign-up bonus | 90,000 points | 20,000 points |
| Bonus value (est.) | $840 | $200 |
| Min spend to unlock bonus | $3,000 in 3 mo | $1,000 in 3 mo |
| Issuer | Chase | Wells Fargo |
| Card category | airline | travel |
| Best earning category (Southwest) | 4x | 1x |
| Transfer partners | None | wells-fargo |
| Headline benefits |
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If Southwest is your airline, this is the card to have. The anniversary points and $75 travel credit help offset the annual fee, and the 4x earning on Southwest is class-leading among airline cards.
The best no-annual-fee card for everyday spend in 2026. 3x on six broad categories with no caps trumps almost every other free card. Pair with the Autograph Journey if you want transferable points.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.