Editorial take: Southwest Rapid Rewards Priority
If Southwest is your airline, this is the card to have. The anniversary points and $75 travel credit nearly cover the annual fee, and the low $1,000 minimum spend makes the bonus easy to earn.
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Side-by-side
Southwest Rapid Rewards Priority vs United Explorer Card
Both are airline travel cards. The Southwest Rapid Rewards Priority comes from Chase at $149/yr; the United Explorer Card from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
Both cards come from Chase and target airline spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Southwest Rapid Rewards Priority costs $54 more per year — only worth it if you'll actually use the upgraded perks.
| Feature | Southwest Rapid Rewards Priority | United Explorer Card |
|---|---|---|
| Annual fee | $149 | $95 |
| Sign-up bonus | 50,000 points | 60,000 miles |
| Bonus value (est.) | $700 | $780 |
| Min spend to unlock bonus | $1,000 in 3 mo | $3,000 in 3 mo |
| Issuer | Chase | Chase |
| Card category | airline | airline |
| Best earning category (Southwest) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Southwest Rapid Rewards Priority
$149/yr · 50,000 points
Read the full review
United Explorer Card
$95/yr · 60,000 miles
Editorial take: United Explorer Card
Solid for United flyers. The free checked bag and 2 United Club passes per year add up, and the 60k bonus is a great starting point for domestic award flights.
Common questions
- Which card has the bigger sign-up bonus, Southwest Rapid Rewards Priority or United Explorer Card?
- The United Explorer Card has the bigger bonus — 60,000 miles, worth roughly $780, versus 50,000 points (~$700) on the Southwest Rapid Rewards Priority.
- Is the Southwest Rapid Rewards Priority's $149 annual fee worth it compared to the United Explorer Card?
- At $149/yr, the Southwest Rapid Rewards Priority is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Explorer Card's — pick the one whose perks you'll actually use.
- Can I have both the Southwest Rapid Rewards Priority and United Explorer Card?
- Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both — they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Southwest Rapid Rewards Priority or the United Explorer Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Priority: $1,000 spend in 3 months. United Explorer Card: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time — confirm the current offer on the issuer's page before applying.