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SoFi Everyday Cash Rewards vs Choice Privileges Mastercard
Both are well-respected travel cards. The SoFi Everyday Cash Rewards comes from SoFi at $0/yr; the Choice Privileges Mastercard from Wells Fargo at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | SoFi Everyday Cash Rewards | Choice Privileges Mastercard |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | None publicly advertised | Not advertised |
| Bonus value (est.) | $0 | - |
| Min spend to unlock bonus | $0 in 0 mo | - |
| Issuer | SoFi | Wells Fargo |
| Card category | travel | |
| Best earning category (Dining) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
SoFi Everyday Cash Rewards
$0/yr · None publicly advertised
Read the full review
Choice Privileges Mastercard
$0/yr ·
Editorial take: Choice Privileges Mastercard
Common questions
- Which card has the bigger sign-up bonus, SoFi Everyday Cash Rewards or Choice Privileges Mastercard?
- The SoFi Everyday Cash Rewards has a public bonus (None publicly advertised, worth roughly $0), while the Choice Privileges Mastercard doesn't advertise one right now.
- Is the SoFi Everyday Cash Rewards's $0 annual fee worth it compared to the Choice Privileges Mastercard?
- The SoFi Everyday Cash Rewards has no annual fee, so the question is whether the Choice Privileges Mastercard's $0 fee is justified by its perks. If you'll use enough of the Choice Privileges Mastercard's benefits to clear $0 in value annually, it's worth it; otherwise stick with the SoFi Everyday Cash Rewards.
- Can I have both the SoFi Everyday Cash Rewards and Choice Privileges Mastercard?
- Yes, since they're from different issuers (SoFi and Wells Fargo) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the SoFi Everyday Cash Rewards or the Choice Privileges Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. SoFi Everyday Cash Rewards: $0 spend in 0 months. Choice Privileges Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.