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SoFi Everyday Cash Rewards vs US Bank Triple Cash Rewards Business
Both are well-respected travel cards. The SoFi Everyday Cash Rewards comes from SoFi at $0/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the US Bank Triple Cash Rewards Business is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the SoFi Everyday Cash Rewards's. Get the US Bank Triple Cash Rewards Business first; revisit the SoFi Everyday Cash Rewards after you've earned that bonus.
| Feature | SoFi Everyday Cash Rewards | US Bank Triple Cash Rewards Business |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | None publicly advertised | $750 cash back |
| Bonus value (est.) | $0 | $750 |
| Min spend to unlock bonus | $0 in 0 mo | $6,000 in 6 mo |
| Issuer | SoFi | U.S. Bank |
| Card category | business | |
| Best earning category (Dining) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
SoFi Everyday Cash Rewards
$0/yr · None publicly advertised
Read the full review
US Bank Triple Cash Rewards Business
$0/yr · $750 cash back
Editorial take: US Bank Triple Cash Rewards Business
Common questions
- Which card has the bigger sign-up bonus, SoFi Everyday Cash Rewards or US Bank Triple Cash Rewards Business?
- The US Bank Triple Cash Rewards Business has the bigger bonus, $750 cash back, worth roughly $750, versus None publicly advertised (~$0) on the SoFi Everyday Cash Rewards.
- Is the SoFi Everyday Cash Rewards's $0 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
- The SoFi Everyday Cash Rewards has no annual fee, so the question is whether the US Bank Triple Cash Rewards Business's $0 fee is justified by its perks. If you'll use enough of the US Bank Triple Cash Rewards Business's benefits to clear $0 in value annually, it's worth it; otherwise stick with the SoFi Everyday Cash Rewards.
- Can I have both the SoFi Everyday Cash Rewards and US Bank Triple Cash Rewards Business?
- Yes, since they're from different issuers (SoFi and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the SoFi Everyday Cash Rewards or the US Bank Triple Cash Rewards Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. SoFi Everyday Cash Rewards: $0 spend in 0 months. US Bank Triple Cash Rewards Business: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.