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Petal 2 Cash Back, No Fees Visa vs US Bank Triple Cash Rewards Business

Both are well-respected travel cards. The Petal 2 Cash Back, No Fees Visa comes from Petal at $0/yr; the US Bank Triple Cash Rewards Business from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the US Bank Triple Cash Rewards Business is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Petal 2 Cash Back, No Fees Visa's. Get the US Bank Triple Cash Rewards Business first; revisit the Petal 2 Cash Back, No Fees Visa after you've earned that bonus.

FeaturePetal 2 Cash Back, No Fees VisaUS Bank Triple Cash Rewards Business
Annual fee$0$0
Sign-up bonusNone$750 cash back
Bonus value (est.)$0$750
Min spend to unlock bonus$0 in 0 mo$6,000 in 6 mo
IssuerPetalU.S. Bank
Card categorycredit-builderbusiness
Best earning category (Select_national_merchants)10x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Petal 2 Cash Back, No Fees Visa
      $0/yr · None
      Read the full review
      US Bank Triple Cash Rewards Business
      $0/yr · $750 cash back

      Editorial take: Petal 2 Cash Back, No Fees Visa

      Editorial take: US Bank Triple Cash Rewards Business

      Common questions

      Which card has the bigger sign-up bonus, Petal 2 Cash Back, No Fees Visa or US Bank Triple Cash Rewards Business?
      The US Bank Triple Cash Rewards Business has the bigger bonus, $750 cash back, worth roughly $750, versus None (~$0) on the Petal 2 Cash Back, No Fees Visa.
      Is the Petal 2 Cash Back, No Fees Visa's $0 annual fee worth it compared to the US Bank Triple Cash Rewards Business?
      The Petal 2 Cash Back, No Fees Visa has no annual fee, so the question is whether the US Bank Triple Cash Rewards Business's $0 fee is justified by its perks. If you'll use enough of the US Bank Triple Cash Rewards Business's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Petal 2 Cash Back, No Fees Visa.
      Can I have both the Petal 2 Cash Back, No Fees Visa and US Bank Triple Cash Rewards Business?
      Yes, since they're from different issuers (Petal and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Petal 2 Cash Back, No Fees Visa or the US Bank Triple Cash Rewards Business first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Petal 2 Cash Back, No Fees Visa: $0 spend in 0 months. US Bank Triple Cash Rewards Business: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.