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Side-by-side
PayPal Cashback Mastercard vs Verizon Visa Card
Both are cashback travel cards. The PayPal Cashback Mastercard comes from Synchrony at $0/yr; the Verizon Visa Card from Synchrony at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
Both cards come from Synchrony and target cashback spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Verizon Visa Card costs $0 more per year, only worth it if you'll actually use the upgraded perks.
| Feature | PayPal Cashback Mastercard | Verizon Visa Card |
|---|---|---|
| Annual fee | $0 | $0 |
| Sign-up bonus | $200 cash back | Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend) |
| Bonus value (est.) | $200 | $100 |
| Min spend to unlock bonus | $500 in 3 mo | $1,500 in 3 mo |
| Issuer | Synchrony | Synchrony |
| Card category | cashback | cashback |
| Best earning category (Paypal_purchases) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
PayPal Cashback Mastercard
$0/yr · $200 cash back
Read the full review
Verizon Visa Card
$0/yr · Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend)
Editorial take: Verizon Visa Card
Common questions
- Which card has the bigger sign-up bonus, PayPal Cashback Mastercard or Verizon Visa Card?
- The PayPal Cashback Mastercard has the bigger bonus, $200 cash back, worth roughly $200, versus Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend) (~$100) on the Verizon Visa Card.
- Is the PayPal Cashback Mastercard's $0 annual fee worth it compared to the Verizon Visa Card?
- The PayPal Cashback Mastercard has no annual fee, so the question is whether the Verizon Visa Card's $0 fee is justified by its perks. If you'll use enough of the Verizon Visa Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the PayPal Cashback Mastercard.
- Can I have both the PayPal Cashback Mastercard and Verizon Visa Card?
- Yes, though both are issued by Synchrony so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the PayPal Cashback Mastercard or the Verizon Visa Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. PayPal Cashback Mastercard: $500 spend in 3 months. Verizon Visa Card: $1,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.