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Side-by-side

Nordstrom Visa Signature Card vs Target Circle Card Mastercard

Both are cashback travel cards. The Nordstrom Visa Signature Card comes from TD Bank at $0/yr; the Target Circle Card Mastercard from TD Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from TD Bank and target cashback spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Target Circle Card Mastercard costs $0 more per year, only worth it if you'll actually use the upgraded perks.

FeatureNordstrom Visa Signature CardTarget Circle Card Mastercard
Annual fee$0$0
Sign-up bonus
Bonus value (est.)--
Min spend to unlock bonus--
IssuerTD BankTD Bank
Card categorycashbackcashback
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Nordstrom Visa Signature Card
      $0/yr ·
      Read the full review
      Target Circle Card Mastercard
      $0/yr ·

      Editorial take: Nordstrom Visa Signature Card

      Editorial take: Target Circle Card Mastercard

      Common questions

      Which card has the bigger sign-up bonus, Nordstrom Visa Signature Card or Target Circle Card Mastercard?
      Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
      Is the Nordstrom Visa Signature Card's $0 annual fee worth it compared to the Target Circle Card Mastercard?
      The Nordstrom Visa Signature Card has no annual fee, so the question is whether the Target Circle Card Mastercard's $0 fee is justified by its perks. If you'll use enough of the Target Circle Card Mastercard's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Nordstrom Visa Signature Card.
      Can I have both the Nordstrom Visa Signature Card and Target Circle Card Mastercard?
      Yes, though both are issued by TD Bank so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Nordstrom Visa Signature Card or the Target Circle Card Mastercard first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Nordstrom Visa Signature Card: no published min spend. Target Circle Card Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.