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Side-by-side

Navy Federal More Rewards American Express Card vs Nordstrom Visa Signature Card

Both are cashback travel cards. The Navy Federal More Rewards American Express Card comes from Navy Federal Credit Union at $0/yr; the Nordstrom Visa Signature Card from TD Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureNavy Federal More Rewards American Express CardNordstrom Visa Signature Card
Annual fee$0$0
Sign-up bonus20,000 points ($200 value)
Bonus value (est.)$200-
Min spend to unlock bonus$2,000 in 3 mo-
IssuerNavy Federal Credit UnionTD Bank
Card categorycashbackcashback
Best earning category (Restaurants_food_delivery)3x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Navy Federal More Rewards American Express Card
      $0/yr · 20,000 points ($200 value)
      Read the full review
      Nordstrom Visa Signature Card
      $0/yr ·

      Editorial take: Navy Federal More Rewards American Express Card

      Editorial take: Nordstrom Visa Signature Card

      Common questions

      Which card has the bigger sign-up bonus, Navy Federal More Rewards American Express Card or Nordstrom Visa Signature Card?
      The Navy Federal More Rewards American Express Card has a public bonus (20,000 points ($200 value), worth roughly $200), while the Nordstrom Visa Signature Card doesn't advertise one right now.
      Is the Navy Federal More Rewards American Express Card's $0 annual fee worth it compared to the Nordstrom Visa Signature Card?
      The Navy Federal More Rewards American Express Card has no annual fee, so the question is whether the Nordstrom Visa Signature Card's $0 fee is justified by its perks. If you'll use enough of the Nordstrom Visa Signature Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Navy Federal More Rewards American Express Card.
      Can I have both the Navy Federal More Rewards American Express Card and Nordstrom Visa Signature Card?
      Yes, since they're from different issuers (Navy Federal Credit Union and TD Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Navy Federal More Rewards American Express Card or the Nordstrom Visa Signature Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Navy Federal More Rewards American Express Card: $2,000 spend in 3 months. Nordstrom Visa Signature Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.