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Mission Lane Cash Back Visa (Silver Line Visa) vs World of Hyatt Business Credit Card

Both are well-respected travel cards. The Mission Lane Cash Back Visa (Silver Line Visa) comes from Mission Lane at $0/yr; the World of Hyatt Business Credit Card from Chase at $199/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the World of Hyatt Business Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,275 more in estimated value) than the Mission Lane Cash Back Visa (Silver Line Visa)'s. Get the World of Hyatt Business Credit Card first; revisit the Mission Lane Cash Back Visa (Silver Line Visa) after you've earned that bonus.

FeatureMission Lane Cash Back Visa (Silver Line Visa)World of Hyatt Business Credit Card
Annual fee$0$199
Sign-up bonusNone75,000 points
Bonus value (est.)$0$1,275
Min spend to unlock bonus$0 in 0 mo$7,500 in 3 mo
IssuerMission LaneChase
Card categorycredit-builderbusiness
Best earning category (All_purchases)1.5x1x
Transfer partnersNoneNone
Headline benefits
    • $100 Hyatt credits annually
    • 5 elite night credits
    • Top-3 categories at 2x
    • 10% points rebate up to 200k
    Read the full review
    Mission Lane Cash Back Visa (Silver Line Visa)
    $0/yr · None
    Read the full review
    World of Hyatt Business Credit Card
    $199/yr · 75,000 points

    Editorial take: Mission Lane Cash Back Visa (Silver Line Visa)

    Editorial take: World of Hyatt Business Credit Card

    The strongest hotel business card if you actually stay at Hyatts. Five elite night credits + top-3-categories earning + the $100 in Hyatt credits make it pay for its $199 fee for almost any Hyatt-leaning traveler. Underrated.

    Common questions

    Which card has the bigger sign-up bonus, Mission Lane Cash Back Visa (Silver Line Visa) or World of Hyatt Business Credit Card?
    The World of Hyatt Business Credit Card has the bigger bonus, 75,000 points, worth roughly $1,275, versus None (~$0) on the Mission Lane Cash Back Visa (Silver Line Visa).
    Is the Mission Lane Cash Back Visa (Silver Line Visa)'s $0 annual fee worth it compared to the World of Hyatt Business Credit Card?
    The Mission Lane Cash Back Visa (Silver Line Visa) has no annual fee, so the question is whether the World of Hyatt Business Credit Card's $199 fee is justified by its perks. If you'll use enough of the World of Hyatt Business Credit Card's benefits to clear $199 in value annually, it's worth it; otherwise stick with the Mission Lane Cash Back Visa (Silver Line Visa).
    Can I have both the Mission Lane Cash Back Visa (Silver Line Visa) and World of Hyatt Business Credit Card?
    Yes, since they're from different issuers (Mission Lane and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Mission Lane Cash Back Visa (Silver Line Visa) or the World of Hyatt Business Credit Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Mission Lane Cash Back Visa (Silver Line Visa): $0 spend in 0 months. World of Hyatt Business Credit Card: $7,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.