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Side-by-side

Mission Lane Cash Back Visa (Silver Line Visa) vs Navy Federal More Rewards American Express Card

Both are well-respected travel cards. The Mission Lane Cash Back Visa (Silver Line Visa) comes from Mission Lane at $0/yr; the Navy Federal More Rewards American Express Card from Navy Federal Credit Union at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureMission Lane Cash Back Visa (Silver Line Visa)Navy Federal More Rewards American Express Card
Annual fee$0$0
Sign-up bonusNone20,000 points ($200 value)
Bonus value (est.)$0$200
Min spend to unlock bonus$0 in 0 mo$2,000 in 3 mo
IssuerMission LaneNavy Federal Credit Union
Card categorycredit-buildercashback
Best earning category (All_purchases)1.5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Mission Lane Cash Back Visa (Silver Line Visa)
      $0/yr · None
      Read the full review
      Navy Federal More Rewards American Express Card
      $0/yr · 20,000 points ($200 value)

      Editorial take: Mission Lane Cash Back Visa (Silver Line Visa)

      Editorial take: Navy Federal More Rewards American Express Card

      Common questions

      Which card has the bigger sign-up bonus, Mission Lane Cash Back Visa (Silver Line Visa) or Navy Federal More Rewards American Express Card?
      The Navy Federal More Rewards American Express Card has the bigger bonus, 20,000 points ($200 value), worth roughly $200, versus None (~$0) on the Mission Lane Cash Back Visa (Silver Line Visa).
      Is the Mission Lane Cash Back Visa (Silver Line Visa)'s $0 annual fee worth it compared to the Navy Federal More Rewards American Express Card?
      The Mission Lane Cash Back Visa (Silver Line Visa) has no annual fee, so the question is whether the Navy Federal More Rewards American Express Card's $0 fee is justified by its perks. If you'll use enough of the Navy Federal More Rewards American Express Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Mission Lane Cash Back Visa (Silver Line Visa).
      Can I have both the Mission Lane Cash Back Visa (Silver Line Visa) and Navy Federal More Rewards American Express Card?
      Yes, since they're from different issuers (Mission Lane and Navy Federal Credit Union) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Mission Lane Cash Back Visa (Silver Line Visa) or the Navy Federal More Rewards American Express Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Mission Lane Cash Back Visa (Silver Line Visa): $0 spend in 0 months. Navy Federal More Rewards American Express Card: $2,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.