Editorial take: Marriott Bonvoy Boundless
One of our favorite keeper cards. The free night award on every card anniversary easily exceeds the $95 fee, and the 15 elite qualifying nights help you reach Marriott status faster.
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Side-by-side
Marriott Bonvoy Boundless vs Upgrade Triple Cash Rewards Visa
Both are well-respected travel cards. The Marriott Bonvoy Boundless comes from Chase at $95/yr; the Upgrade Triple Cash Rewards Visa from Upgrade at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Marriott Bonvoy Boundless is the stronger pick today, the sign-up bonus is meaningfully larger ($780 more in estimated value) than the Upgrade Triple Cash Rewards Visa's. Get the Marriott Bonvoy Boundless first; revisit the Upgrade Triple Cash Rewards Visa after you've earned that bonus.
| Feature | Marriott Bonvoy Boundless | Upgrade Triple Cash Rewards Visa |
|---|---|---|
| Annual fee | $95 | $0 |
| Sign-up bonus | 4 Free Night Awards | $200 statement bonus |
| Bonus value (est.) | $980 | $200 |
| Min spend to unlock bonus | $3,000 in 3 mo | $0 in 2 mo |
| Issuer | Chase | Upgrade |
| Card category | hotel | cash-back |
| Best earning category (Marriott) | 6x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
Marriott Bonvoy Boundless
$95/yr · 4 Free Night Awards
Read the full review
Upgrade Triple Cash Rewards Visa
$0/yr · $200 statement bonus
Editorial take: Upgrade Triple Cash Rewards Visa
Common questions
- Which card has the bigger sign-up bonus, Marriott Bonvoy Boundless or Upgrade Triple Cash Rewards Visa?
- The Marriott Bonvoy Boundless has the bigger bonus, 4 Free Night Awards, worth roughly $980, versus $200 statement bonus (~$200) on the Upgrade Triple Cash Rewards Visa.
- Is the Marriott Bonvoy Boundless's $95 annual fee worth it compared to the Upgrade Triple Cash Rewards Visa?
- At $95/yr, the Marriott Bonvoy Boundless is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Upgrade Triple Cash Rewards Visa's, pick the one whose perks you'll actually use.
- Can I have both the Marriott Bonvoy Boundless and Upgrade Triple Cash Rewards Visa?
- Yes, since they're from different issuers (Chase and Upgrade) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Marriott Bonvoy Boundless or the Upgrade Triple Cash Rewards Visa first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Boundless: $3,000 spend in 3 months. Upgrade Triple Cash Rewards Visa: $0 in 2 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.