Macy's American Express Card vs U.S. Bank Business Altitude Power Visa Signature Card

Common questions

Which card has the bigger sign-up bonus, Macy's American Express Card or U.S. Bank Business Altitude Power Visa Signature Card?

The U.S. Bank Business Altitude Power Visa Signature Card has a public bonus (75,000 Altitude points, worth roughly $750), while the Macy's American Express Card doesn't advertise one right now.

Is the Macy's American Express Card's $0 annual fee worth it compared to the U.S. Bank Business Altitude Power Visa Signature Card?

The Macy's American Express Card has no annual fee, so the question is whether the U.S. Bank Business Altitude Power Visa Signature Card's $195 fee is justified by its perks. If you'll use enough of the U.S. Bank Business Altitude Power Visa Signature Card's benefits to clear $195 in value annually, it's worth it; otherwise stick with the Macy's American Express Card.

Can I have both the Macy's American Express Card and U.S. Bank Business Altitude Power Visa Signature Card?

Yes, since they're from different issuers (Department Stores National Bank and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Macy's American Express Card or the U.S. Bank Business Altitude Power Visa Signature Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Macy's American Express Card: no published min spend. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.