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Side-by-side

Macy's American Express Card vs Verizon Visa Card

Both are cashback travel cards. The Macy's American Express Card comes from Department Stores National Bank at $0/yr; the Verizon Visa Card from Synchrony at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureMacy's American Express CardVerizon Visa Card
Annual fee$0$0
Sign-up bonusUp to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend)
Bonus value (est.)-$100
Min spend to unlock bonus-$1,500 in 3 mo
IssuerDepartment Stores National BankSynchrony
Card categorycashbackcashback
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Macy's American Express Card
      $0/yr ·
      Read the full review
      Verizon Visa Card
      $0/yr · Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend)

      Editorial take: Macy's American Express Card

      Editorial take: Verizon Visa Card

      Common questions

      Which card has the bigger sign-up bonus, Macy's American Express Card or Verizon Visa Card?
      The Verizon Visa Card has a public bonus (Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend), worth roughly $100), while the Macy's American Express Card doesn't advertise one right now.
      Is the Macy's American Express Card's $0 annual fee worth it compared to the Verizon Visa Card?
      The Macy's American Express Card has no annual fee, so the question is whether the Verizon Visa Card's $0 fee is justified by its perks. If you'll use enough of the Verizon Visa Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Macy's American Express Card.
      Can I have both the Macy's American Express Card and Verizon Visa Card?
      Yes, since they're from different issuers (Department Stores National Bank and Synchrony) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Macy's American Express Card or the Verizon Visa Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Macy's American Express Card: no published min spend. Verizon Visa Card: $1,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.