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Side-by-side

Mastercard Titanium Card vs World of Hyatt Business Credit Card

Both are well-respected travel cards. The Mastercard Titanium Card comes from Barclays (Luxury Card) at $299/yr; the World of Hyatt Business Credit Card from Chase at $199/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the World of Hyatt Business Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($1,275 more in estimated value) than the Mastercard Titanium Card's. Get the World of Hyatt Business Credit Card first; revisit the Mastercard Titanium Card after you've earned that bonus.

FeatureMastercard Titanium CardWorld of Hyatt Business Credit Card
Annual fee$299$199
Sign-up bonusNo public welcome bonus75,000 points
Bonus value (est.)$0$1,275
Min spend to unlock bonus$0 in 0 mo$7,500 in 3 mo
IssuerBarclays (Luxury Card)Chase
Card categorytravelbusiness
Best earning category (Airfare_hotels_luxurycardtravel)2x1x
Transfer partnersNoneNone
Headline benefits
  • Priority Pass Select ($469 value)
  • 2x airfare and hotels via LuxuryCardTravel
  • 24/7 Concierge
  • No foreign transaction fees
  • $100 Hyatt credits annually
  • 5 elite night credits
  • Top-3 categories at 2x
  • 10% points rebate up to 200k
Read the full review
Mastercard Titanium Card
$299/yr · No public welcome bonus
Read the full review
World of Hyatt Business Credit Card
$199/yr · 75,000 points

Editorial take: Mastercard Titanium Card

The entry tier of the Barclays Luxury Card lineup. The $299 AF buys Priority Pass Select and a real metal card, but earning is weak (1x base, 2x on Luxury Card Travel bookings) and the cash-back redemption rate is only 1 cent per point. Better only as a status-and-lounge play for people who do not want to carry a Sapphire Reserve or Venture X.

Editorial take: World of Hyatt Business Credit Card

The strongest hotel business card if you actually stay at Hyatts. Five elite night credits + top-3-categories earning + the $100 in Hyatt credits make it pay for its $199 fee for almost any Hyatt-leaning traveler. Underrated.

Common questions

Which card has the bigger sign-up bonus, Mastercard Titanium Card or World of Hyatt Business Credit Card?
The World of Hyatt Business Credit Card has the bigger bonus, 75,000 points, worth roughly $1,275, versus No public welcome bonus (~$0) on the Mastercard Titanium Card.
Is the Mastercard Titanium Card's $299 annual fee worth it compared to the World of Hyatt Business Credit Card?
At $299/yr, the Mastercard Titanium Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the World of Hyatt Business Credit Card's, pick the one whose perks you'll actually use.
Can I have both the Mastercard Titanium Card and World of Hyatt Business Credit Card?
Yes, since they're from different issuers (Barclays (Luxury Card) and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Mastercard Titanium Card or the World of Hyatt Business Credit Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Mastercard Titanium Card: $0 spend in 0 months. World of Hyatt Business Credit Card: $7,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.