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Side-by-side

Mastercard Titanium Card vs U.S. Bank Business Altitude Power Visa Signature Card

Both are well-respected travel cards. The Mastercard Titanium Card comes from Barclays (Luxury Card) at $299/yr; the U.S. Bank Business Altitude Power Visa Signature Card from U.S. Bank at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the U.S. Bank Business Altitude Power Visa Signature Card is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Mastercard Titanium Card's. Get the U.S. Bank Business Altitude Power Visa Signature Card first; revisit the Mastercard Titanium Card after you've earned that bonus.

FeatureMastercard Titanium CardU.S. Bank Business Altitude Power Visa Signature Card
Annual fee$299$195
Sign-up bonusNo public welcome bonus75,000 Altitude points
Bonus value (est.)$0$750
Min spend to unlock bonus$0 in 0 mo$10,000 in 4 mo
IssuerBarclays (Luxury Card)U.S. Bank
Card categorytravel
Best earning category (Airfare_hotels_luxurycardtravel)2x1x
Transfer partnersNoneNone
Headline benefits
  • Priority Pass Select ($469 value)
  • 2x airfare and hotels via LuxuryCardTravel
  • 24/7 Concierge
  • No foreign transaction fees
    Read the full review
    Mastercard Titanium Card
    $299/yr · No public welcome bonus
    Read the full review
    U.S. Bank Business Altitude Power Visa Signature Card
    $195/yr · 75,000 Altitude points

    Editorial take: Mastercard Titanium Card

    The entry tier of the Barclays Luxury Card lineup. The $299 AF buys Priority Pass Select and a real metal card, but earning is weak (1x base, 2x on Luxury Card Travel bookings) and the cash-back redemption rate is only 1 cent per point. Better only as a status-and-lounge play for people who do not want to carry a Sapphire Reserve or Venture X.

    Editorial take: U.S. Bank Business Altitude Power Visa Signature Card

    Common questions

    Which card has the bigger sign-up bonus, Mastercard Titanium Card or U.S. Bank Business Altitude Power Visa Signature Card?
    The U.S. Bank Business Altitude Power Visa Signature Card has the bigger bonus, 75,000 Altitude points, worth roughly $750, versus No public welcome bonus (~$0) on the Mastercard Titanium Card.
    Is the Mastercard Titanium Card's $299 annual fee worth it compared to the U.S. Bank Business Altitude Power Visa Signature Card?
    At $299/yr, the Mastercard Titanium Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Business Altitude Power Visa Signature Card's, pick the one whose perks you'll actually use.
    Can I have both the Mastercard Titanium Card and U.S. Bank Business Altitude Power Visa Signature Card?
    Yes, since they're from different issuers (Barclays (Luxury Card) and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Mastercard Titanium Card or the U.S. Bank Business Altitude Power Visa Signature Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Mastercard Titanium Card: $0 spend in 0 months. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.