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Side-by-side

Lowe's Business Rewards Card from American Express vs Verizon Visa Card

Both are well-respected travel cards. The Lowe's Business Rewards Card from American Express comes from American Express at $0/yr; the Verizon Visa Card from Synchrony at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureLowe's Business Rewards Card from American ExpressVerizon Visa Card
Annual fee$0$0
Sign-up bonus$100 statement creditUp to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend)
Bonus value (est.)$100$100
Min spend to unlock bonus$1,000 in 3 mo$1,500 in 3 mo
IssuerAmerican ExpressSynchrony
Card categorybusinesscashback
Best earning category (Lowes)5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Lowe's Business Rewards Card from American Express
      $0/yr · $100 statement credit
      Read the full review
      Verizon Visa Card
      $0/yr · Up to $100 statement credit (split: $50 after first purchase + $100 after $1,500 spend)

      Editorial take: Lowe's Business Rewards Card from American Express

      Editorial take: Verizon Visa Card

      Common questions

      Which card has the bigger sign-up bonus, Lowe's Business Rewards Card from American Express or Verizon Visa Card?
      The two cards offer comparable sign-up bonuses around $100. Pick based on which earning categories you actually use.
      Is the Lowe's Business Rewards Card from American Express's $0 annual fee worth it compared to the Verizon Visa Card?
      The Lowe's Business Rewards Card from American Express has no annual fee, so the question is whether the Verizon Visa Card's $0 fee is justified by its perks. If you'll use enough of the Verizon Visa Card's benefits to clear $0 in value annually, it's worth it; otherwise stick with the Lowe's Business Rewards Card from American Express.
      Can I have both the Lowe's Business Rewards Card from American Express and Verizon Visa Card?
      Yes, since they're from different issuers (American Express and Synchrony) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Lowe's Business Rewards Card from American Express or the Verizon Visa Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Lowe's Business Rewards Card from American Express: $1,000 spend in 3 months. Verizon Visa Card: $1,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.