Lowe's Business Rewards Card from American Express vs Southwest Rapid Rewards Priority

Common questions

Which card has the bigger sign-up bonus, Lowe's Business Rewards Card from American Express or Southwest Rapid Rewards Priority?

The Southwest Rapid Rewards Priority has the bigger bonus, 60,000 points, worth roughly $840, versus $100 statement credit (~$100) on the Lowe's Business Rewards Card from American Express.

Is the Lowe's Business Rewards Card from American Express's $0 annual fee worth it compared to the Southwest Rapid Rewards Priority?

The Lowe's Business Rewards Card from American Express has no annual fee, so the question is whether the Southwest Rapid Rewards Priority's $229 fee is justified by its perks. If you'll use enough of the Southwest Rapid Rewards Priority's benefits to clear $229 in value annually, it's worth it; otherwise stick with the Lowe's Business Rewards Card from American Express.

Can I have both the Lowe's Business Rewards Card from American Express and Southwest Rapid Rewards Priority?

Yes, since they're from different issuers (American Express and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Lowe's Business Rewards Card from American Express or the Southwest Rapid Rewards Priority first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Lowe's Business Rewards Card from American Express: $1,000 spend in 3 months. Southwest Rapid Rewards Priority: $2,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.